Mugged

[bobthethird]

A friends partner was unfortunate to be mugged few weeks ago, in Birmingham City Centre. She cancelled her credit cards and told her bank.

Later on after her monthly salary had gone in, she went to withdraw some money but was told there were insufficient funds available.

Upon querying this she was told that eight different direct debits of £150 each, had been set up, of which she had no knowledge. They were all to an overseas bank. Whoever mugged her, obviously had some knowledge of banks and what level checks are carried out. So while the bank investigates she has a month of no money.

So if anyone is unfortunate enough to be mugged beware of this sting and check what direct debits you have.

Bob

[g-mac]

very bad news, sorry to hear, hope they are ok.........
i was mugged at knifepoint one time, really bursts your reality bubble.....they only got an old phone but i was buying songs online from itunes few months back and bank phoned up saying they found irregular funds being took from my account £200 in total to different debits?! they cancelled them and refunded me thank god! hope works out well for your friend

[GreyGhost]

I think the bank will refund immediately if you ask. "Direct Debit Indemnity". May not be the case as this is fraud and not a DD she set up and has been abused. Definitely worth mentioning though.
Hope she is OK.

[lady zed]

Originally Posted by Grey Ghost

I think the bank will refund immediately if you ask. "Direct Debit Indemnity". May not be the case as this is fraud and not a DD she set up and has been abused. Definitely worth mentioning though.
Hope she is OK.

Absolutely, bank should refund staright away then they'll track down the direct debit mandate which should prove NOT to have her signature on it. Bank will have to suffer the loss as they should have checked the sig.