Insurance query

operamagorum · 10th October 2022, 15:15

Hi all
I would appreciate some advice about insurance
I currently have two separate policies on my cars, both with full NCB and with different companies.
If I have a prang in one car, do I have to inform the other insurance company and will it affect my NCB on the second policy?
Thanks in advance
Geoff

macafee2 · 10th October 2022, 16:09

yes you have to tell the other insurance company.

If you have 60% NCB and pay £200, the next time you insure you may pay £240 and still get 60% discount on the second car. Your premium may go up but your NCB may remain the same

macafee2

10th October 2022, 15:15	#1
operamagorum Loves to post BMW 330i Touring Join Date: Jul 2015 Location: Blandford Forum Posts: 378 Thanks: 184 Thanked 159 Times in 89 Posts	Insurance query Hi all I would appreciate some advice about insurance I currently have two separate policies on my cars, both with full NCB and with different companies. If I have a prang in one car, do I have to inform the other insurance company and will it affect my NCB on the second policy? Thanks in advance Geoff

10th October 2022, 16:09	#2
macafee2 This is my second home Rover 75 Saloon & Tourer Join Date: Sep 2012 Location: Lincoln Posts: 14,928 Thanks: 1,630 Thanked 3,032 Times in 2,181 Posts	yes you have to tell the other insurance company. If you have 60% NCB and pay £200, the next time you insure you may pay £240 and still get 60% discount on the second car. Your premium may go up but your NCB may remain the same macafee2