Go Back   The 75 and ZT Owners Club Forums > The 75 and ZT Owners Club Forums > The 75 and ZT Owners Club General Forum
Register FAQ Image Gallery Members List Calendar Mark Forums Read
Notices

Reply
 
Thread Tools Display Modes
Old 20th July 2017, 16:20   #11
NigelOBB
This is my second home
 
NigelOBB's Avatar
 
04 Rover 75 Contemporary SE - 53 Rover 75 Connoisseur -94 Mercedes W140 - 72 VW Beetle 1300

Join Date: Sep 2012
Location: Sunderland
Posts: 4,767
Thanks: 1,379
Thanked 493 Times in 429 Posts
Default

Quote:
Originally Posted by ssizefive View Post
Are LV your insurers or the other persons? - if they are yours then try dealing direct with the other party insurers, i am sure they will be more than happy to do you a cash in lieu.



Steve


LV are my insurers Steve, I contacted them as had doubts the person who reversed into me would contact their and refused to give me the details.

Just got off phone to loss adjusters, spoke to a fellow petrol head, gave him a lesson on the range and values.

He's going to speak to engineer as could find an Se Cdti auto under £2.5k.. said it was borderline to authorise repair.. if not will do his best to arrange cash in Lieu..




Sent from my iPhone using Tapatalk
__________________
[SIGPIC][/SIGPIC]

Keep smiling - it makes people wonder what you've been up to.

NigelOBB is offline   Reply With Quote
Old 20th July 2017, 17:17   #12
Ennine
Posted a thing or two
 
Ford

Join Date: Nov 2012
Location: Portmahomack
Posts: 1,330
Thanks: 545
Thanked 317 Times in 193 Posts
Default

Sorry to read this Nige. I shall follow your progress with interest as I have been with LV a few years now. Always found them very helpful but never made a claim and that's when the true worth of a company is known.
Again, so sorry about the car. I'm sure you must be gutted, I know I would be.

Nige
__________________
Ni9e

How to: Replace touch screen Navall II



[SIGPIC][/SIGPIC]

Last edited by Ennine; 20th July 2017 at 18:16.. Reason: typo
Ennine is offline   Reply With Quote
Old 20th July 2017, 18:09   #13
SD1too
Doesn't do things by halves
 
SD1too's Avatar
 
Rover 75 2.5 Connoisseur Auto (1999) Dealer launch model.

Join Date: Mar 2007
Location: Former Middlesex
Posts: 20,272
Thanks: 1,587
Thanked 3,749 Times in 3,181 Posts
Default

Quote:
Originally Posted by NigelOBB View Post
LV are my insurers Steve, I contacted them as had doubts the person who reversed into me would contact their and refused to give me the details.
That sounds suspiciously like they were uninsured. You should follow that up. Were there any witnesses? Did they give a name and address? Did you note the registration number (if so, there's an official website which will tell you if their vehicle is insured).

If LV won't co-operate, I understand that you can "buy back the salvage" for a nominal price. That allows you to keep your car and repair it as you wish. Of course you won't get the bill paid unless you cann track down the third party's insurers and hold them responsible.

It's a minefield. I sympathise.

Simon
__________________
"Whatever is rightly done, however humble, is noble."
Sir Henry Royce.
SD1too is offline   Reply With Quote
Old 20th July 2017, 18:13   #14
NigelOBB
This is my second home
 
NigelOBB's Avatar
 
04 Rover 75 Contemporary SE - 53 Rover 75 Connoisseur -94 Mercedes W140 - 72 VW Beetle 1300

Join Date: Sep 2012
Location: Sunderland
Posts: 4,767
Thanks: 1,379
Thanked 493 Times in 429 Posts
Default

Quote:
Originally Posted by SD1too View Post
That sounds suspiciously like they were uninsured. You should follow that up. Were there any witnesses? Did they give a name and address? Did you note the registration number (if so, there's an official website which will tell you if their vehicle is insured).



If LV won't co-operate, I understand that you can "buy back the salvage" for a nominal price. That allows you to keep your car and repair it as you wish. Of course you won't get the bill paid unless you cann track down the third party's insurers and hold them responsible.



It's a minefield. I sympathise.



Simon


It was a mature driver that hit me, think she was hoping it went away more than anything else.. got witnesses.. her company have admitted liability, but something doesn't seem right


Sent from my iPhone using Tapatalk
__________________
[SIGPIC][/SIGPIC]

Keep smiling - it makes people wonder what you've been up to.

NigelOBB is offline   Reply With Quote
Old 20th July 2017, 18:34   #15
ssizefive
I really should get out more.......
 
ssizefive's Avatar
 
Mg Tf160

Join Date: Feb 2011
Location: Keighley
Posts: 2,603
Thanks: 756
Thanked 749 Times in 366 Posts
Default

Quote:
Originally Posted by NigelOBB View Post
LV are my insurers Steve, I contacted them as had doubts the person who reversed into me would contact their and refused to give me the details.

Just got off phone to loss adjusters, spoke to a fellow petrol head, gave him a lesson on the range and values.

He's going to speak to engineer as could find an Se Cdti auto under £2.5k.. said it was borderline to authorise repair.. if not will do his best to arrange cash in Lieu..




Sent from my iPhone using Tapatalk
Usually insurance companies will write vehicles off at around 75% of the cars retail value but, if i remember correctly, they can authorize to 100% they just don't like to. As for not using 'green' parts, i would imagine they will have to - i can't think there will be too many new doors kicking about.
Fingers crossed they will just cave in & repair it - just keep the pressure on.

Steve.
ssizefive is offline   Reply With Quote
Old 20th July 2017, 18:37   #16
wmick
Avid contributor
 
R75 Club Tourer CDT

Join Date: Jan 2011
Location: Craven Arms
Posts: 135
Thanks: 25
Thanked 20 Times in 16 Posts
Default

Keep fighting Nige, get hold of the other party's insurance co and make a claim on them directly, then tell your insurance you won't be claiming on them.
You will however, lose your no claims bonus unless it's protected, so make sure you get it back as well from the other insurance company.
You are the injured party and there is no blame attached to you, make sure your insurance know this and repeat it to them often.

Mick
wmick is offline   Reply With Quote
Old 20th July 2017, 18:44   #17
macafee2
This is my second home
 
Rover 75 Saloon & Tourer

Join Date: Sep 2012
Location: Lincoln
Posts: 14,892
Thanks: 1,630
Thanked 3,032 Times in 2,181 Posts
Default

I'm sure that legally the other driver has to give you if you ask their name and address, not their company's name and address, theirs. If they wont, then call the police.

macafee2
macafee2 is offline   Reply With Quote
Old 20th July 2017, 18:59   #18
Graham1961
Moderator / RS East Scotland
 
Graham1961's Avatar
 
Rover 75 1.8 Conn Se saloon

Join Date: Nov 2007
Location: North Berwick, East Lothian
Posts: 4,737
Thanks: 4,143
Thanked 753 Times in 563 Posts
Default

Sorry to hear this Nigel, i have seen your car and yes, it is a stunning example.

I would be inclined to insist they repair your car, or ask for a cash settlement and source a good used door without Cat C ing the car.
__________________
Graham.
Graham1961 is offline   Reply With Quote
Old 20th July 2017, 19:15   #19
Darcydog
This is my second home
 
Join Date: Jul 2014
Posts: 5,428
Thanks: 3,123
Thanked 3,170 Times in 2,096 Posts
Default

I do feel for you Nigel - I had someone dent my front passenger door. But no idea who as it was done in a car park with no cctv. Knowing how insurance companies view our cars I have sourced another door from here via the "items wanted" section and hope to fit it soon. Cost of the door is £40 - cheapest dent repair was just under £300.

I was lucky that no other panel other than the door panel was dented.
Darcydog is offline   Reply With Quote
Old 20th July 2017, 20:16   #20
sewerman
Gets stuck in
 
MG ZT+ CDTi

Join Date: Feb 2014
Location: Wolverhampton
Posts: 632
Thanks: 166
Thanked 264 Times in 154 Posts
Default

Had a similar, are thing last year woman back into my 01 club tourer (170K) anx workhorse condition not show pony, twice with her volvo while it was at the garage havinb some repair work. Went through her insurance they offered me £1200 after taking 125 for scrap value and cat c so took it had to put it back through an mot which I did with the damaged wing and door and it passed, £40 from the wanted see it on got me anew door and wing.

So I would hold out on the price as 1000 is a joke.

Oh and when I told my insurance they said cat c uneconomic to repair as long as it's got an mot were not interested.

Scott

Sent from my SM-T530 using Tapatalk
sewerman is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT. The time now is 13:57.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Copyright © 2006-2023, The Rover 75 & MG ZT Owners Club Ltd