Go Back   The 75 and ZT Owners Club Forums > The 75 and ZT Owners Club Forums > The 75 and ZT Owners Club General Forum
Register FAQ Image Gallery Members List Calendar
Notices

Reply
 
Thread Tools Display Modes
Old 14th April 2021, 15:38   #1
Annfield-East
Loves to post
 
None

Join Date: Sep 2020
Location: Nowhere
Posts: 274
Thanks: 142
Thanked 111 Times in 72 Posts
Default Re-Map. Insurance Implications.

I was discussing today the subject of re-maps. I raised the matter of insurance implications, and was told that, should it come it it, my insurance companies would never know, as they don't have/never use the necessary equipment to detect such modifications.

I have no plans to have my car remapped, but am curious as to whether insurance companies actually pay attention to such matters.

Last edited by Annfield-East; 14th April 2021 at 16:11.. Reason: Correction.
Annfield-East is offline   Reply With Quote
Old 14th April 2021, 15:43   #2
KWIL
Precise
 
Rover 75 Tourer 2.5KV6 Connoisseur SE

Join Date: Mar 2013
Location: Fleet
Posts: 2,954
Thanks: 630
Thanked 617 Times in 480 Posts
Default

Of course, an insurer could be aware of posts such as these.
KWIL is offline   Reply With Quote
Old 14th April 2021, 15:54   #3
Annfield-East
Loves to post
 
None

Join Date: Sep 2020
Location: Nowhere
Posts: 274
Thanks: 142
Thanked 111 Times in 72 Posts
Default

Quote:
Originally Posted by KWIL View Post
Of course, an insurer could be aware of posts such as these.
True, but the chances of me having it done are zero. I hardly come into the boy racer class, and was just asking out of curiosity, on the basis that some insurance companies go to great lengths to reject claims, often on spurious grounds.

Last edited by Annfield-East; 14th April 2021 at 16:04..
Annfield-East is offline   Reply With Quote
Old 14th April 2021, 16:12   #4
macafee2
This is my second home
 
Rover 75 Saloon & Tourer

Join Date: Sep 2012
Location: Lincoln
Posts: 14,929
Thanks: 1,630
Thanked 3,032 Times in 2,181 Posts
Default

Quote:
Originally Posted by Annfield-East View Post
True, but the chances of me having it done are zero. I hardly come into the boy racer class, and was just asking out of curiosity, on the basis that some insurance companies go to great lengths to reject claims, often on spurious grounds.
you dont need to be a boy racer to have a car remapped.
It can turn a dog of a car into a reasonable car, it can turn a poor tow car into a reasonable tow car.

The witness said the Rover 75 flew away from the lights. The insurance assessor thinks, "a Rover 75 flying away from the lights, surly not, let me check the ECU"

Why would you not inform your insurance company you have had your car remapped?

macafee2
macafee2 is online now   Reply With Quote
Old 14th April 2021, 16:20   #5
Annfield-East
Loves to post
 
None

Join Date: Sep 2020
Location: Nowhere
Posts: 274
Thanks: 142
Thanked 111 Times in 72 Posts
Default

Quote:
Originally Posted by macafee2 View Post
you dont need to be a boy racer to have a car remapped.
It can turn a dog of a car into a reasonable car, it can turn a poor tow car into a reasonable tow car.

The witness said the Rover 75 flew away from the lights. The insurance assessor thinks, "a Rover 75 flying away from the lights, surly not, let me check the ECU"

Why would you not inform your insurance company you have had your car remapped?

macafee2
As I have made it clear that I have no intention of having my car re-mapped, and was only asking out of curiosity, I'll leave it at that. Matter closed.

Last edited by Annfield-East; 14th April 2021 at 16:34..
Annfield-East is offline   Reply With Quote
Old 14th April 2021, 16:38   #6
stevestrat
This is my second home
 
ZT260 #243 (resting)

Join Date: May 2010
Location: Prestonpans
Posts: 22,484
Thanks: 650
Thanked 4,624 Times in 3,358 Posts
Default

Is it worth taking the gamble of avoiding a (possible) small increase in the premium and have the worry that any claim could be declined or reclaimed if the insurance found out.
__________________
Steve


T4 Location Map
stevestrat is online now   Reply With Quote
Old 14th April 2021, 16:57   #7
macafee2
This is my second home
 
Rover 75 Saloon & Tourer

Join Date: Sep 2012
Location: Lincoln
Posts: 14,929
Thanks: 1,630
Thanked 3,032 Times in 2,181 Posts
Default

Quote:
Originally Posted by Annfield-East View Post
As I have made it clear that I have no intention of having my car re-mapped, and was only asking out of curiosity, I'll leave it at that. Matter closed.
apologies I should have used "one" not "you"

macafee2
macafee2 is online now   Reply With Quote
Old 15th April 2021, 09:53   #8
steve-45
This is my second home
 
steve-45's Avatar
 
Rover 75 Saloon CDTi

Join Date: Oct 2015
Location: Belvedere
Posts: 4,076
Thanks: 108
Thanked 1,089 Times in 774 Posts
Default

Quote:
Originally Posted by macafee2 View Post

The witness said the Rover 75 flew away from the lights. The insurance assessor thinks, "a Rover 75 flying away from the lights, surly not, let me check the ECU"

macafee2
So does that mean that after a re-map my 75 diesel will be able to out drag a modern BMW 320D away from the traffic lights?
steve-45 is offline   Reply With Quote
Old 15th April 2021, 10:31   #9
Jamiewelch
Posted a thing or two
 
Jamiewelch's Avatar
 
Alpina D3

Join Date: Sep 2014
Location: Cheslyn hay
Posts: 1,002
Thanks: 58
Thanked 294 Times in 227 Posts
Default

Quote:
Originally Posted by steve-45 View Post
So does that mean that after a re-map my 75 diesel will be able to out drag a modern BMW 320D away from the traffic lights?
No chance, but a dramatic increase in mid range torque makes it drive a huge amount better
Jamiewelch is offline   Reply With Quote
Old 15th April 2021, 10:37   #10
Lear
Regular poster
 
MGZT-T

Join Date: Mar 2021
Location: Westerham
Posts: 61
Thanks: 11
Thanked 8 Times in 7 Posts
Default Perfect tourer

I started a thread of my perfect tourer and my MGZT-T auto +SE is almost that. The only - is the fuel consumption. The best would be my spec car as a CDTi remapped to at least 160, preferably 180. I understand from mikeyboy that the manual diesel cars cam only be remapped to 160 whereas the autos can have more. Something to do with the BMW’s crankshaft is a weaker Rover substitute. As I only want auto I would want a big remap.
__________________
Simon
ZT-T KV6 Auto (almost perfect)
Alfa Romeo 156 Sportwagon (for sale, allergic to pot holes)
Alfa Romeo S2 Spider (because I always fancied Mrs Robinson)
Lancia Fulvia Sport Zagato 1.3S (very rare but a bit of a poser)
VW Split screen camper (to feed my ageless hippy syndrome)
2000 Citroen Berlingo (no family should be without one)
TR4a for 43 years (just sold, ran out of space)
Lear is offline   Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT. The time now is 21:35.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Copyright © 2006-2023, The Rover 75 & MG ZT Owners Club Ltd