Another insurance laugh

arnosvale65 · 7th January 2016, 19:58

Just got a quote to insure a 1.8 ZTT. The quotes, from confused ranged from £192 with Privilege to £1599.06 with Insure the box. Who would pay that much for only £20 worth of extra goodies? Same excess and voluntary, windscreen cover and courtesy car and the "Insure the box" quotes breakdown cover is £20 more expensive!

LotusLC · 7th January 2016, 20:42

Somebody needs to sort out this insurance lark. My partner has just got a renewal for her Renault wind of £47 a month, she phoned them up to complain as it was £35 a month for last year. She has now got it for £23 a month for the same policy, it makes my blood boil...

ako2k7 · 7th January 2016, 20:45

Yep, its a joke. I swap mine every year as they always put the price up

freck · 7th January 2016, 21:53

Quote:

Originally Posted by lotuslc

Somebody needs to sort out this insurance lark. My partner has just got a renewal for her Renault wind of £47 a month, she phoned them up to complain as it was £35 a month for last year. She has now got it for £23 a month for the same policy, it makes my blood boil...

Yes it does need sorting out, too many people are getting ripped off by these thieving crooks.

I was sent a renewal a while ago which was over £800, up from £500 that I'd paid the previous year. I phoned them to say I wouldn't be renewing and the lady on the phone told me they could do better if I stayed with them - how did £600 sound?

Still too dear I said, and if you can drop it £200 just like that then I wouldn't insure with you again on principal. By the way is your name Turpin?

Heddy · 7th January 2016, 22:10

I'm getting quotes at the mo, can't get under £200. I haven't had the renewal yet but pretty sure it will top £200. Still looking, it's not about what I get for the money any more, it's who's the cheapest full stop. Best so far is £202 from Tesco Banking! I'm 62, drive a diesel, have loads of NCD, why am I such a risk?

I feel you should pay £50 a year, if you claim and it's your fault then put a '0' on the end.

genpk · 7th January 2016, 22:17

Unfortunately insurance companies do not wish to be out of pocket when large natural disasters occur and large quantities of claims are flooding in !!

bl52krz · 7th January 2016, 22:24

Yes. I know what you mean. My insurance renewal is due in February , so expecting it to be something stupid. I mean I am 76, so have got to be a 'high risk'. I have not had an accident since 2002, and that was not my fault, I still have a copy of the report from my insurance company at the time No Blame Accident. Ridiculous figures of up to £16,000 have arrived by confused.com. So was I.

elefsis · 7th January 2016, 22:37

One of my neighbours has a 54 plate Audi 3.2 litre and recently I noticed a very large amount of damage down one side. Today I asked him how much it cost to repair as I felt they would probably write the car off, but, no, they didn't, they spent £2300 on repairs and respray. Why is this particular model of that age worth repairing whereas ours aren't? He is insured with Axa.

arnosvale65 · 8th January 2016, 08:00

Quote:

Originally Posted by Heddy

I'm getting quotes at the mo, can't get under £200. I haven't had the renewal yet but pretty sure it will top £200. Still looking, it's not about what I get for the money any more, it's who's the cheapest full stop. Best so far is £202 from Tesco Banking! I'm 62, drive a diesel, have loads of NCD, why am I such a risk?

I feel you should pay £50 a year, if you claim and it's your fault then put a '0' on the end.

If you are married put your wife down as second driver and watch the quote lower. I had a renewal last year which started at £400. Changed companies got it down to to £280. Added my wife and got it down to £180! Who makes these things up? What a country we live in.

payner75t · 8th January 2016, 08:31

Don't forget our friend Mr Osbourne put the insurance premium tax up in his last budget think it was a 5percent increase off the top of my head!

7th January 2016, 19:58	#1
arnosvale65 Posted a thing or two 75 facelift CDTi Connie SE Tourer. MGF 1.8 VVC Join Date: Jul 2014 Location: bristol Posts: 1,424 Thanks: 176 Thanked 176 Times in 119 Posts	Another insurance laugh Just got a quote to insure a 1.8 ZTT. The quotes, from confused ranged from £192 with Privilege to £1599.06 with Insure the box. Who would pay that much for only £20 worth of extra goodies? Same excess and voluntary, windscreen cover and courtesy car and the "Insure the box" quotes breakdown cover is £20 more expensive! __________________ Onwards and upwards. MGZT-T MK1 front and rear ends fitted, specialist- components in line thermostat mod done, retro fitted cruise control, Mk1 real wood dash fitted, real walnut steering wheel fitted, Pioneer DAB radio fitted.

7th January 2016, 20:42	#2
LotusLC This is my second home MG ZT CDTi Auto / ZT-T Trophy Blue Join Date: Nov 2013 Location: York Posts: 3,981 Thanks: 3,329 Thanked 1,644 Times in 1,238 Posts	Somebody needs to sort out this insurance lark. My partner has just got a renewal for her Renault wind of £47 a month, she phoned them up to complain as it was £35 a month for last year. She has now got it for £23 a month for the same policy, it makes my blood boil... __________________ Lotus Carlton - Number 852 (My old car) https://i.imgur.com/Cwa3376m.jpg

7th January 2016, 22:24	#7
bl52krz This is my second home Rover 75 cdt club + Rover 2.5 KV6 Conni SE Join Date: May 2008 Location: Birmingham Posts: 11,394 Thanks: 6,587 Thanked 2,262 Times in 1,729 Posts	Yes. I know what you mean. My insurance renewal is due in February , so expecting it to be something stupid. I mean I am 76, so have got to be a 'high risk'. I have not had an accident since 2002, and that was not my fault, I still have a copy of the report from my insurance company at the time No Blame Accident. Ridiculous figures of up to £16,000 have arrived by confused.com. So was I. __________________ Great Barr, Birmingham.

7th January 2016, 22:37	#8
elefsis Avid contributor Rover 75 CDTi Club SE Saloon Join Date: Jul 2014 Location: Reading Posts: 191 Thanks: 194 Thanked 75 Times in 52 Posts	One of my neighbours has a 54 plate Audi 3.2 litre and recently I noticed a very large amount of damage down one side. Today I asked him how much it cost to repair as I felt they would probably write the car off, but, no, they didn't, they spent £2300 on repairs and respray. Why is this particular model of that age worth repairing whereas ours aren't? He is insured with Axa. __________________ The train of failure runs on the tracks of laziness.

7th January 2016, 20:45	#3
ako2k7 Regular poster Rover 75 CDTI Saloon MK2 Join Date: Jan 2013 Location: Hull Posts: 87 Thanks: 21 Thanked 11 Times in 9 Posts	Yep, its a joke. I swap mine every year as they always put the price up

7th January 2016, 22:10	#5
Heddy This is my second home None Join Date: Feb 2013 Location: None Posts: 5,556 Thanks: 465 Thanked 1,161 Times in 924 Posts	I'm getting quotes at the mo, can't get under £200. I haven't had the renewal yet but pretty sure it will top £200. Still looking, it's not about what I get for the money any more, it's who's the cheapest full stop. Best so far is £202 from Tesco Banking! I'm 62, drive a diesel, have loads of NCD, why am I such a risk? I feel you should pay £50 a year, if you claim and it's your fault then put a '0' on the end.

7th January 2016, 22:17	#6
genpk Posted a thing or two Rover 75 Saloon MGZT Join Date: Jul 2012 Location: Perth, AUSTRALIA Posts: 1,664 Thanks: 3 Thanked 461 Times in 299 Posts	Unfortunately insurance companies do not wish to be out of pocket when large natural disasters occur and large quantities of claims are flooding in !!

8th January 2016, 08:31	#10
payner75t Gets stuck in Saab 900 convertible,Ford Mondeo zetec tdci Join Date: Feb 2007 Location: Braintree Posts: 808 Thanks: 16 Thanked 7 Times in 7 Posts	Don't forget our friend Mr Osbourne put the insurance premium tax up in his last budget think it was a 5percent increase off the top of my head!