How safe is Paypal? - Page 3

Spôôk · 15th February 2007, 10:15

Quote:

Originally Posted by driverjgp

How safe is Paypal?

Whatever you do MAKE A STRONG PASSWORD
eg. B0SToN%2O14+JeZuZ (note the use of zero in place of "O", CAPS and odd characters - but still possible to remember) In any online environment passwords are the most vulnerable.

Kandyman · 15th February 2007, 10:19

thanks for your password Spôôks i can now go a buy all the rare rover items on Ebay

BMC123 · 15th February 2007, 11:30

also keep[ an eye out for those ebay/paypal "emails" that look like an official one, but are in fact "phishing" for your details, as ebay/paypal never ask for your passwords or credit card details that way.

They can be spotted easy enough, if you "hover" your mouse pointer over the hotlink in the email (the address they want you to click) it should show up at the bottom of your browser, read the link and if it is not the same or does not look like an official ebay/paypal address, then don't use it. simply forward it on to their fraud department.

as for the fee's you can save a few pennies if you ask the buyer to send you a postal order or cheque, but a lot of them will not like doing that, and it does slow the transaction down, but not as much as that "eCheque Instant Purchase Payment " thing... that takes a full week to clear :SHOCKED:

and definitely most definitely get a proof of posting receipt for everything you send, if the value of the item is over £20 or so, send it insured (the recorded delivery method can insure up to.. erm.... well... at this point I was going to quote the royal mail website, but somebody has nicked it. :SHOCKED: go look yourself (although Murphy's law says it will be back on-line by the time you read this) :lol:

Kandyman · 15th February 2007, 11:40

good post BMC, it all to easy to forget about these as most ebay/paypal users know about them but the new memberes to ebay/paypal wont have heard about them yet and could get caught out.

tourerfogey · 15th February 2007, 13:10

The biggest problem I have with Payplop is that it's owned by eBay........

Paypal is registered with the FSA as a Financial Services Organisation so in the event of serious problems you can go to them - I've heard that on occasions unwarranted chargebacks have been reversed just by threatening to report Paypal to the FSA.....

mach1rob · 15th February 2007, 13:42

I've yet to have a problem with PP, however as a seller I don't like taking it as by the time the thieving gits have their cut and the FVF, once that's taken out of the winning bid, quite often makes you wonder if it was worthwhile selling it in the first place!

As a buyer, can't fault it, as long as you're sensible then you shouldn't have any problems, and you also have a certain amount of security in that you can file a dispute if you don't receive goods that you paid for through PP and generally get your money back.

As with the link and "phishing" emails just make sure that the address always starts https:// and never give your username and password to ANYONE who asks for it, especially not SWMBO

JohnDotCom · 15th February 2007, 14:15

Ah, for Tax reasons its SWMBO's account, so she knows whats going on!

Spôôk · 15th February 2007, 18:48

Quote:

Originally Posted by Kandyman

thanks for your password Spôôks i can now go a buy all the rare rover items on Ebay

I am not worried I did'nt tell you my that PayPal email is [email protected] so you cannot use the password.

driverjgp · 15th February 2007, 19:32

Quote:

Originally Posted by baxlin

Are you being told something here?

Agghhh You must be the only one that don't know, I'm getting married on the 03/08/2007

driverjgp · 15th February 2007, 19:38

Thanks for all your replies guys.:lol:

15th February 2007, 11:30	#23
BMC123 Posted a thing or two 2004 1.8 Connoisseur SE, 1999 XJ8 Join Date: Nov 2006 Location: Northern Ireland Posts: 1,163 Thanks: 0 Thanked 1 Time in 1 Post	also keep[ an eye out for those ebay/paypal "emails" that look like an official one, but are in fact "phishing" for your details, as ebay/paypal never ask for your passwords or credit card details that way. They can be spotted easy enough, if you "hover" your mouse pointer over the hotlink in the email (the address they want you to click) it should show up at the bottom of your browser, read the link and if it is not the same or does not look like an official ebay/paypal address, then don't use it. simply forward it on to their fraud department. as for the fee's you can save a few pennies if you ask the buyer to send you a postal order or cheque, but a lot of them will not like doing that, and it does slow the transaction down, but not as much as that "eCheque Instant Purchase Payment " thing... that takes a full week to clear :SHOCKED: and definitely most definitely get a proof of posting receipt for everything you send, if the value of the item is over £20 or so, send it insured (the recorded delivery method can insure up to.. erm.... well... at this point I was going to quote the royal mail website, but somebody has nicked it. :SHOCKED: go look yourself (although Murphy's law says it will be back on-line by the time you read this) :lol: __________________ [SIGPIC][/SIGPIC]

15th February 2007, 19:38	#30
driverjgp Gets stuck in Rover 75 Club 2.5 V6 Auto Join Date: Nov 2006 Location: Ipswich Posts: 573 Thanks: 0 Thanked 0 Times in 0 Posts	Thanks for all your replies guys.:lol: __________________ Kind Regards Jason Player Woodbridge, Suffolk Money can't buy happiness. But it sure makes misery easier to live with. [SIGPIC][/SIGPIC] Rover 75 Club Auto K-Series 2.5 Litre Quad Cam 24 Valve in Steel Blue December 2000 Cowley build.

15th February 2007, 10:19	#22
Kandyman Banned ROVER 75 2.5 V6 Connoisseur SE Limousine 2004 Join Date: Oct 2006 Location: Welling Posts: 10,995 Thanks: 0 Thanked 2 Times in 2 Posts	thanks for your password Spôôks i can now go a buy all the rare rover items on Ebay

15th February 2007, 11:40	#24
Kandyman Banned ROVER 75 2.5 V6 Connoisseur SE Limousine 2004 Join Date: Oct 2006 Location: Welling Posts: 10,995 Thanks: 0 Thanked 2 Times in 2 Posts	good post BMC, it all to easy to forget about these as most ebay/paypal users know about them but the new memberes to ebay/paypal wont have heard about them yet and could get caught out.

15th February 2007, 13:10	#25
tourerfogey Banned Join Date: Nov 2006 Posts: 2 Thanks: 0 Thanked 1 Time in 1 Post	The biggest problem I have with Payplop is that it's owned by eBay........ Paypal is registered with the FSA as a Financial Services Organisation so in the event of serious problems you can go to them - I've heard that on occasions unwarranted chargebacks have been reversed just by threatening to report Paypal to the FSA.....

15th February 2007, 13:42	#26
mach1rob Gets stuck in Join Date: Jan 2007 Posts: 889 Thanks: 0 Thanked 1 Time in 1 Post	I've yet to have a problem with PP, however as a seller I don't like taking it as by the time the thieving gits have their cut and the FVF, once that's taken out of the winning bid, quite often makes you wonder if it was worthwhile selling it in the first place! As a buyer, can't fault it, as long as you're sensible then you shouldn't have any problems, and you also have a certain amount of security in that you can file a dispute if you don't receive goods that you paid for through PP and generally get your money back. As with the link and "phishing" emails just make sure that the address always starts https:// and never give your username and password to ANYONE who asks for it, especially not SWMBO

15th February 2007, 14:15	#27
JohnDotCom * Rover 75 FaceLift Tourer CDTi 170BHP Auto ConnSE 2005 Model Starlight Silver Join Date: Nov 2006 Location: Abergele Posts: 28,735 Thanks: 0 Thanked 6 Times in 5 Posts	Ah, for Tax reasons its SWMBO's account, so she knows whats going on!