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17th February 2011, 23:07 | #1 |
NI/ROI RS
ZT-T 190 / 75 Diesel x3 / 6 door limo / 216 Cabby / Rover 25 van Join Date: May 2009
Location: Antrim
Posts: 8,100
Thanks: 299
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Whats everyones insurance - The definative thread
Seems to be one that everyone talks about on a regular or semi regular basis, so it seems good sense for me to start a thread based on insurance.
So ive produced a form for everyone to copy and past and then people can see whos getting what quotes and where to maybe go for similar deal. What car are you insured on? What company are you insured with? What is your insurance costing you? £ What age are you? What gender are you? What country/area do you live? How many years ncb? Is it protected? Car value? Whats the millage limitations? Any policy restrictions / benefits? Fully comp / third party etc? Penalty points? Declared mods? For me, this years quote where shocking. Was with the Post Office, but I wasnt going back to them after they made a massive admin error that caused me NOT to be on the motor insurance database. For nearly 8 months despite the fact my direct debit was coming out, if I hadn't of tried to tax my car over the phone in January I wouldn't have known. God knows what would have happened in an accident! Anyways, after much quoting Greenlight have done me VERY proud. Will be renewing the 5th of March with them. Axa NI where very good, getting me down to £520 but they now dont cover lowering of any sorts on their new or renewed policies and with coilover plans they where a no go for me sadly. What car are you insured on? - MG ZT 160+ V6 What company are you insured with? - Greenlight (NI RMS Club member Discount 10%) What is your insurance costing you? - £483 What age are you? - 28 What gender are you? - Male What country/area do you live? - Northern Ireland / Antrim How many years ncb? - 7 Is it protected? - Yes Car value? - £3000 agreed value Whats the millage limitations? 12000 miles pa Any policy restrictions / benefits? - Breakdown cover, insured to drive any other insured car up to value of £25,000 third party, legal cover, windscreen etc Fully comp / third party etc? - Fulls comp Penalty points? - None Declared mods? - All (including sill covers, rear spats, splitter, exhaust, upgraded brakes, air filter, head unit, mg7 lights etc) Prehaps an admin team member could make this a sticky somewhere when it grows?
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Cheers, Colin Robson Rover Repair on Youtube DISCOUNTED MTEC BRAKES FOR ALL MG ROVER'S Braided hoses, more coating and pad options for 2024 |
17th February 2011, 23:14 | #2 |
This is my second home
MG ZT-T 190 Monogram Typhoon Join Date: Jan 2009
Location: Oxfordshire
Posts: 4,704
Thanks: 328
Thanked 557 Times in 443 Posts
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What car are you insured on? MG ZT-T 190
What company are you insured with? Equity Red Star / Adrian Flux What is your insurance costing you? £450 approx annually What age are you? 30 What gender are you? Male What country/area do you live? North Oxfordshire How many years ncb? 8 Is it protected? Yes Car value? £5000 ( not changed since purchase ) Whats the millage limitations? 8000 declared but unlimited Any policy restrictions / benefits? Fully comp / third party etc? Fully comp Penalty points? None Declared mods? Non standard paintwork and stainless exhaust. Hoping I won't get silly quotes this year. Due for renewal end of March. |
17th February 2011, 23:30 | #3 |
Loves to post
Rover 75 Classic CDT SE Join Date: Mar 2010
Location: Craigavon
Posts: 458
Thanks: 0
Thanked 1 Time in 1 Post
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What car are you insured on? 2000 75 CDT
What company are you insured with? Equity Redstar What is your insurance costing you? £180 (£220 with £40 cashback) What age are you? 44 What gender are you? Male What country/area do you live? Co. Armagh, Northern Ireland. How many years ncb? 19 Is it protected? Yes Car value? 3000 Whats the mileage limitations? 15000 Any policy restrictions / benefits? Breakdown cover, legal assistance. Fully comp / third party etc? Fully Comp Penalty points? No Declared mods? Towbar. All other mods (i.e. leather seats, auto dimming mirror, fog lights, etc ignored as they were factory options) |
17th February 2011, 23:50 | #4 |
Posted a thing or two
05 ZT+, 04 ZT+, 64 P6 2.0, 74 P6 V8s, 75 P6 V8, 92 214Si, 04 25 Td, 02 Defend , 05 ZR 105+ x2 Join Date: Dec 2008
Location: Kirriemuir
Posts: 1,319
Thanks: 701
Thanked 203 Times in 136 Posts
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What car are you insured on? 2003 cdt tourer
What company are you insured with? http://www.ecarinsurance.co.uk/ What is your insurance costing you? £ 281 What age are you? 41 What gender are you? Male, only driver. What country/area do you live? Dundee DD8 How many years ncb? 23 Is it protected? Yes Car value? £2500 Whats the millage limitations? None but claimed 15 000 a year Any policy restrictions / benefits? Breakdown, legal Fully comp / third party etc? Fully Comp. Penalty points? Nil Declared mods? None Excess? £350 Just renewed on the 15th Feb. was dreading renewal but only up £30 from last year and still the cheapest option as the best quote was £272 and not worth the hassle of changing companies to save £9. This is the third renewal with ecarinsurance and been perfectly happy with service and handling of a windscreen claim.
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Lagoon, last one built! And Horizon 1 of only 2!....MY CARS Last edited by Tam; 2nd April 2011 at 10:05.. |
18th February 2011, 00:32 | #5 |
Loves to post
MG ZT 260 SE V8 & Rover 75 CDT Connoisseur Join Date: Sep 2009
Location: Mids
Posts: 288
Thanks: 3
Thanked 1 Time in 1 Post
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What car are you insured on? 2002 R75 CDT 114 Connoisseur
What company are you insured with? Aviva What is your insurance costing you? £979 What age are you? 19 What gender are you? Male,with Dad on policy as 2nd. What country/area do you live? S.Staffs. St19 How many years ncb? 2 Is it protected? Nope Car value? £3000 Whats the millage limitations? 8000 Any policy restrictions / benefits? None i think Fully comp / third party etc? Fully Comp. Penalty points? Nil Declared mods? None Excess: £1000 |
18th February 2011, 00:39 | #6 |
Posted a thing or two
Rover 75 216 Coupe Join Date: Mar 2009
Location: Newbury (Berkshire)
Posts: 1,167
Thanks: 0
Thanked 1 Time in 1 Post
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What car are you insured on? 2002 2.5 V6 SE Connoisseur Auto
What company are you insured with? Churchill What is your insurance costing you? £325 What age are you? 41 What gender are you? Male What country/area do you live?West Berkshire Newbury How many years ncb? 10 Is it protected? Yes Car value? £2000 Whats the millage limitations? 3000 Any policy restrictions / benefits? None i think Fully comp / third party etc? Fully Comp. Penalty points? Nil Declared mods? None Excess: £250 __________________
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http://i772.photobucket.com/albums/y...h_100_0150.jpg Rover 75 2.5 V6 Automatic 2002 connoisseur SE British Racing Green(HFF) P.James (Member 6589 ) Nuts about the 75 |
18th February 2011, 03:09 | #7 |
Posted a thing or two
MG ZT-T Join Date: May 2010
Location: Edinburgh
Posts: 1,667
Thanks: 992
Thanked 384 Times in 277 Posts
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What car are you insured on? 2002 ZT-T 180
What company are you insured with? CIS What is your insurance costing you? £315 What age are you? 58 What gender are you?Male What country/area do you live? Edinburgh How many years ncb? 40! Is it protected? Yes Car value? £3500 Whats the millage limitations? 5000 Any policy restrictions / benefits? None Fully comp / third party etc? Full Comp. Penalty points? None (ever) Declared mods? None Excess? £200 |
18th February 2011, 07:30 | #8 |
Gets stuck in
MG ZT+ 180 SE Join Date: Mar 2007
Location: Birmingham
Posts: 646
Thanks: 0
Thanked 1 Time in 1 Post
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Take a deep breath!
What car are you insured on? ZT 180 What company are you insured with? Currently Direct Line, moving to Privilege What is your insurance costing you? Renewal came through £1039, new quote £909 What age are you? 33 What gender are you? Male What country/area do you live? Birmingham How many years ncb? 9 Is it protected? Yes Car value? £3500 Whats the millage limitations? 8000 Any policy restrictions / benefits? Courtesy car. Fully comp / third party etc? F/C Penalty points? None. Declared mods? None. I'm off to bite a pillow.
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18th February 2011, 08:07 | #9 |
Avid contributor
2000 Rover 75 Saloon 2.0 V6 Petrol Classic SE (Manual) Join Date: Dec 2010
Location: Minsterley
Posts: 189
Thanks: 0
Thanked 0 Times in 0 Posts
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What car are you insured on? 2000 R75 2.0 V6 Classic SE
What company are you insured with? Highway (Brokered by Chris Knott) What is your insurance costing you? £219 What age are you? 35 What gender are you? M What country/area do you live? Shropshire How many years ncb? 10 Is it protected? Yes Car value? £2000 Whats the millage limitations? 12K Any policy restrictions / benefits? No restrictions. Includes Legal cover. Fully comp / third party etc? Fully Comp Penalty points? None Declared mods? None (Unless this includes the addition of SWMBO!) Excess £100 - No voluntary
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18th February 2011, 08:18 | #10 |
Avid contributor
ex Rover Join Date: Jul 2010
Location: London
Posts: 173
Thanks: 10
Thanked 6 Times in 6 Posts
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What car are you insured on? 2004 R75 contemporary 2.5 v6
What company are you insured with? Elephant.co.uk What is your insurance costing you? £450 What age are you? 50 What gender are you? Male What country/area do you live? London How many years ncb? 5 Is it protected? Yes Car value? £6000 Whats the mileage limitations? 7000 Any policy restrictions / benefits? None Fully comp / third party etc? Fully Comp. Penalty points? Nil Declared mods? None Excess: £250 |
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