my R75 v's pothole. and the winner is.......

goughy0206 · 27th July 2013, 19:59

hit a pot hole at 10mph ish think its fooked lol. going thru my insurance and
think it will prob be a write off drive shaft and wish bone plus wing no good lol. what kind of figure do you think i will get offered from insurance???? 2002 connie se cdt guesses welcome??? and then she can go to the crusher!

Parker · 27th July 2013, 20:02

Make sure you get your claim in against the council, don't forget to get pictures of the pothole if not done so already.

goughy0206 · 27th July 2013, 20:04

Quote:

Originally Posted by Parker

Make sure you get your claim in against the council, don't forget to get pictures of the pothole if not done so already.

my insurance company are going to chase the council. if they can there fault if not my fault but i have protected no claims so will only cost me £100 if they repair of write off.

Mr bountyfull · 27th July 2013, 20:11

Sorry to be the bearer of bad news but you will find it will cost you more than that if the claim is finalised against you. Your insurance premium will more than likely increase - they are snake oil sellers!! Protected no claims yes but watch them rack it up all the same.

Steve

goughy0206 · 27th July 2013, 20:21

Quote:

Originally Posted by Mr bountyfull

Sorry to be the bearer of bad news but you will find it will cost you more than that if the claim is finalised against you. Your insurance premium will more than likely increase - they are snake oil sellers!! Protected no claims yes but watch them rack it up all the same.

Steve

your prob right but ive spent £400 on here in the last few weeks new clutch plates/ slave/ master and pads + discs all round the the jar is emptry

MikeRover · 31st July 2013, 14:18

Quote:

Originally Posted by Mr bountyfull

Sorry to be the bearer of bad news but you will find it will cost you more than that if the claim is finalised against you. Your insurance premium will more than likely increase - they are snake oil sellers!! Protected no claims yes but watch them rack it up all the same.

Steve

Wot he said!!!!

I had protected NCD and I smugly claimed for minor damage and indeed my NCD was still intact at renewal when the premium went up by 50%!

"Oh yes, Sir, you still have 70% NCD but the policy has been loaded because of the claim."

Bar Stewards

Avulon · 31st July 2013, 14:39

Quote:

Originally Posted by MikeRover

Wot he said!!!!

I had protected NCD and I smugly claimed for minor damage and indeed my NCD was still intact at renewal when the premium went up by 50%!

"Oh yes, Sir, you still have 70% NCD but the policy has been loaded because of the claim."

Bar Stewards

Surprised that they didn't try and tell you how well off you were, after all, you're now saving even more money that you were before!

Smoke and mirrors, you'll not catch me paying for 'protected' NCD especially after hearing these sorts of horror stories.

Mischief · 31st July 2013, 15:03

Try mine, I had my Land Rover Discovery written off by an idiot. Did not claim off my insurance was sorted by a claim company of the 3rd parties insurance as it was his fault, the fact I was tucked up in bed helped.

My insurance went up by 50% till the none fault accident went off my claim! Insurance companies are snakes as they know full well it's illegal not to have it so pray on these things....

I would go to a claims court against the council and not bother with the insurance at all. If its not repairable then sell parts to make some money back and get a new temp car.

John

goughy0206 · 31st July 2013, 15:03

Learning that now lol. They rung me today gonna pay out and I've kept the car for the time being repair or break not to sure yet.

FredSpencer · 31st July 2013, 16:33

I'd be interested to see a photo of the pothole. Must be a corker if it can do that at 10mph.

I would agree about doing the claim yourself (although it isn't a forgone conclusion you'll get paid) as insurance companies are rubbish at doing them for some reason.

27th July 2013, 20:02	#2
Parker This is my second home Jaguar XJ 3.0 V6 Auto (X350) & Hyundai Tuscon 2020 Join Date: Oct 2008 Location: Bridgend Posts: 10,342 Thanks: 69 Thanked 559 Times in 356 Posts	Make sure you get your claim in against the council, don't forget to get pictures of the pothole if not done so already. __________________ http://www.the75andztclub.co.uk/foru...a585a72d1c.jpg "The only thing to do with good advice is pass it on. It is never any use to oneself" SOME VERY USEFUL LINKS SIMPLE DOOR MIRROR REPAIR FITTING CROFT DOOR FINISHERS FORUM RULES CLUB SHOP

31st July 2013, 15:03	#8
Mischief I really should get out more....... Rover 75 Join Date: Jul 2012 Location: Willenhall Posts: 2,897 Thanks: 181 Thanked 340 Times in 264 Posts	Try mine, I had my Land Rover Discovery written off by an idiot. Did not claim off my insurance was sorted by a claim company of the 3rd parties insurance as it was his fault, the fact I was tucked up in bed helped. My insurance went up by 50% till the none fault accident went off my claim! Insurance companies are snakes as they know full well it's illegal not to have it so pray on these things.... I would go to a claims court against the council and not bother with the insurance at all. If its not repairable then sell parts to make some money back and get a new temp car. John __________________ Regards John [SIGPIC][/SIGPIC] My 75's General Information: This vehicle was the 49,501st 75 to run off the production line, out of 112,381 This vehicle was the 1st 75 1.8 T Club SE to be made out of 3,980 This vehicle was the 1st 75 in Celestial (Special Metallic) (code: IAI) to be made out of 19 Celestial (Special Metallic) 75s

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27th July 2013, 20:11	#4
Mr bountyfull Gets stuck in MGZTV8 Join Date: Aug 2008 Location: Newbury Posts: 567 Thanks: 173 Thanked 82 Times in 58 Posts	Sorry to be the bearer of bad news but you will find it will cost you more than that if the claim is finalised against you. Your insurance premium will more than likely increase - they are snake oil sellers!! Protected no claims yes but watch them rack it up all the same. Steve

31st July 2013, 15:03	#9
goughy0206 Regular poster rover 75 connie Join Date: Dec 2011 Location: gateshead Posts: 42 Thanks: 0 Thanked 0 Times in 0 Posts	Learning that now lol. They rung me today gonna pay out and I've kept the car for the time being repair or break not to sure yet.

31st July 2013, 16:33	#10
FredSpencer Passed Away Typhoon ZT 190+ Saloon Join Date: Aug 2009 Location: Leeds Posts: 6,833 Thanks: 0 Thanked 18 Times in 10 Posts	I'd be interested to see a photo of the pothole. Must be a corker if it can do that at 10mph. I would agree about doing the claim yourself (although it isn't a forgone conclusion you'll get paid) as insurance companies are rubbish at doing them for some reason.