Classic car insurance policy. Who do you use?

[Cantray]

Gosh that's exceptionally cheap. I will try them

[The Rovering Member]

Originally Posted by Bazzateer

I have 4 classics insured with Peter James Insurance inc my new R75. Total cost is about 250 quid with agreed values, unlimited mileage and European breakdown cover. Might be cheaper elsewhere but I've always been happy with them. I believe Peter James was the 'James' in Footman James before he left and set up on his own.

Ah, is that right? I'm with Footman James & have five cars on my policy for £400 with unlimited mileage, the European breakdown has been discontinued. I've had the policy for more years than l care to remember, the price has been fairly static over that time & l've had a couple of claims over the years. So far they won't add the 75 to the policy but l'll try again this year as she's twenty years old now. I don't like limited mileage policies & should be down to four cars this year so l might give Peter Best a try.

[steve00136]

Just moved my multicar insurance to Lancaster. 3000 miles 13k agreed value MGZT SE V8 plus 1500 miles 7k agreed value on my MGB for £262.
Arranged it last year - think you won't get any intro deal for new customers now with new car insurance laws.

[Rev Jules]

I thought if you went with one of these companies you would not be eligible for a no claims discount.
Rev.

[Twisterboy]

I'm on a Multicar policy alongside my wife's car and we are paying something like £400 for both, think mine is £165 for the year doing 5000 miles a year, not commuting as I'm working from home (2004 Conny CDTI), when I got my renewal through from my previous insurer it was going to be about £400 for my 75 alone!

[steve00136]

Originally Posted by Rev Jules

I thought if you went with one of these companies you would not be eligible for a no claims discount.
Rev.

On my insurance certificate it does say "no claims discount 0%" but still a good price

Originally Posted by The Rovering Member

Ah, is that right? I'm with Footman James & have five cars on my policy for £400 with unlimited mileage, the European breakdown has been discontinued. I've had the policy for more years than l care to remember, the price has been fairly static over that time & l've had a couple of claims over the years. So far they won't add the 75 to the policy but l'll try again this year as she's twenty years old now. I don't like limited mileage policies & should be down to four cars this year so l might give Peter Best a try.

Once the resto' of my Sunbeam Imp Sport is completed the insurance will go up a bit to reflect the value.

Originally Posted by Rev Jules

I thought if you went with one of these companies you would not be eligible for a no claims discount.
Rev.

That's the case with mine.

[IanMac]

I have another car on a classic policy with agreed value which works well.

I did also have my 75 on a classic policy until recently when I moved to a regular policy. You don't tend to build-up NCB on a classic policy, and unless there are other reasons for going classic such as having many cars or wanting agreed value, then I found getting a fresh quote each year for a regular policy on CompareTheMeerkat was cheaper than keeping the classic policy, even after dropping back to low NCB and also I'm now building up NCB again on this policy which will be useful if I ever change the 75.

Classic cover works well, but does have some disadvantages and worth also looking at regular quotes on-line as some of these can be good value.

[rab60bit]

I've not looked into Classic vehicle cover as my current comprehensive with Esure is quite reasonable (> £200).
My question however is does qualification for 'Classic' status depend on the actual year of manufacture or on the first year of manufacture of the/a specific model/marque?- I've a Mk2 2004 Contemporary so do I have to wait a couple more years...