|
||
|
7th July 2019, 15:40 | #11 |
This is my second home
Rover 75 V6 saloon (gone to the Rover garage in the sky), Mazda mx5 Phoenix. Join Date: Feb 2011
Location: Cumnock
Posts: 3,215
Thanks: 347
Thanked 157 Times in 92 Posts
|
Ok, many thanks for all the info..
|
7th July 2019, 19:51 | #12 | |
This is my second home
Rover 75 Saloon & Tourer Join Date: Sep 2012
Location: Lincoln
Posts: 14,926
Thanks: 1,630
Thanked 3,032 Times in 2,181 Posts
|
Quote:
a lot of insurance polices do not seem to be void if no mot, think of the fun police would have doing people for no mot and insurance. macafee2 |
|
7th July 2019, 19:52 | #13 |
This is my second home
Rover 75 Saloon & Tourer Join Date: Sep 2012
Location: Lincoln
Posts: 14,926
Thanks: 1,630
Thanked 3,032 Times in 2,181 Posts
|
|
7th July 2019, 20:16 | #14 | |
Posted a thing or two
Ford Join Date: Nov 2012
Location: Portmahomack
Posts: 1,330
Thanks: 545
Thanked 317 Times in 193 Posts
|
Quote:
Of course, I should have added in my first post that should you need to claim on your insurance. Not having an MOT will not automatically void your insurance. Last edited by Ennine; 7th July 2019 at 20:33.. |
|
8th July 2019, 17:06 | #15 | |
This is my second home
Rover 75 Saloon & Tourer Join Date: Sep 2012
Location: Lincoln
Posts: 14,926
Thanks: 1,630
Thanked 3,032 Times in 2,181 Posts
|
Quote:
I would also point out that as the government seem to allow you to drive to and from a pre booked mot without mot and tax, this would also support my claim that you are insured. As we probably wont agree and to avoid anyone being uninsured, anyone reading this, ask your insurance company if you are covered if you take your car to and from an mot testing station for a pre booked mot without tax or a valid mot. If you are saying that if you are driving without an mot on a "daily" basis then you are not insured, again I think you are wrong but I could be wrong so cannot argue the point macafee2 Last edited by macafee2; 8th July 2019 at 17:09.. |
|
8th July 2019, 17:19 | #16 |
Gets stuck in
Maintainer of sons ZT M47r Join Date: Dec 2013
Location: Shropshire
Posts: 624
Thanks: 609
Thanked 124 Times in 100 Posts
|
|
9th July 2019, 07:38 | #17 |
Gets stuck in
None at the moment Join Date: Jan 2018
Location: Hereford
Posts: 501
Thanks: 1
Thanked 165 Times in 146 Posts
|
I do believe a lot of call centres for insurers do not actually know the exact detail of the road traffic acts and how it affects insurance. My view is if you have correct insurance and the vehicle is on the road legally, which driving to a prebooked mot is, they cannot withdraw the insurance on that basis . I had the same issue when riding an imported old unregistered motorcycle to get an mot to register it, a number of insurers stated I was not legal to use it on the road when in fact you can. On that basis they were saying I wouldn't be insured. Eventually I found an insurer who understood the legislation.
|
9th July 2019, 15:22 | #18 |
I really should get out more.......
Rover 75 saloon Join Date: Feb 2014
Location: London
Posts: 2,955
Thanks: 263
Thanked 538 Times in 431 Posts
|
I had a no-fault accident in my wife's car three years back. When the assessor inspected the car he commented that the MoT had expired a few days before the accident (my oversight) but we were paid out fully for the repairs regardless.
So l guess it depends on the insurance company.
__________________
Reducing the size of my Rover fleet by adding a 75 to it. |
|
|