Breakdown cover

unimatrix1066 · 4th January 2017, 20:19

I am currently with the Aa, the renewal is due as usual they want big bucks.
Just seeing if any of the other recovery services are good

jonty · 4th January 2017, 20:44

for the last ten years I have used tesco clubcard points for the R A C.£10=£40

Sent from my Nexus 7 using Tapatalk

first-things-first · 4th January 2017, 21:04

Try Nationwide. I have the Flex Plus account. It gives you travel insurance, mobile phone insurance, breakdown cover - home start, relay and european cover (all for you as driver or passenger) and white goods extra year warranty.

All for £120 year / £10 per month. I think they use Britannia for rescue. I have used them once and they responded fine, within 2 hours, but not so quick.

The AA wanted £200 (for joint cover) and £200 for European cover for a year. No way Jose.

AA when called upon by my brother, took 4 hours near Dover (that back water of the UK

) and that was with a limited mobility passenger.

Other bank accounts have similar offers.

Pete · 4th January 2017, 21:14

I phoned the AA, moaned about the cover renewal quote and got it knocked back to the previous year's price, which meant £70 knocked off. Might be worth calling them for a whinge about it.

Dallas · 4th January 2017, 21:17

I swap between the AA and RAC each year, the renewal is always more expensive, so I go join the competition for half the cost.

This year the AA gave me £95 cover for just £20 to stay, I couldn't refuse. All I did was to call them to question the renewal.

If you join the money saving sites such as QUIDCO and TopCashBack, you can get upto half the cost back, sometimes it can workout with free cover with the cashback, all depends what deals are on at the time.

Groundhog · 4th January 2017, 21:20

Quote:

Originally Posted by Pete

I phoned the AA, moaned about the cover renewal quote and got it knocked back to the previous year's price, which meant £70 knocked off. Might be worth calling them for a whinge about it.

I do this every year with the AA

They say the same thing, that my quote is computer generated, They put me on hold for a few minutes then come back with a cheaper price. Last renewal they knocked £75 off the quote and also gave me "Onward Travel" free.

Dart2050 · 4th January 2017, 21:56

I have Green Flag cover as part of my NatWest account. Used it a few times and service is excellent. Even come to your house. Unusually there is no car age limit, you won't get that if you buy it off the shelf. I won't quote account charges as there a number of choices available with different options to suit different book. Go have a look at www.natwest.com

good_mojo · 4th January 2017, 22:19

I've used Autoaid for years.

If you break down they send out a local company to deal with. You pay up front and then claim the costs back. They are very cheap, but I've never had any problems with them.

SCP440 · 4th January 2017, 23:24

Agree on all the above about calling to get the price reduced.

Be careful of going for an outfit you have never heard of especially one that uses local garage services to get you back on the road. I have a customer who used one of these services and was happy with his premium until he actually broke down. It was a bank holiday Monday and he made the call, the operator said he would have to wait a while as they were so busy and also the nearest garage they had to him was about an hours drive away. Eventually the mechanic tuned up in his beat up van and said there was nothing he could do so he would have to get recovered. The mechanic made some calls and told him he would have to wait a while. 4 hours later the truck tuned up and loaded him and then told him he only had an hour tacho time left so he would be taken back to the yard until they had a spare driver to take him home ( 3 to 4 hours). He had broken down at 11am and eventually got home at 3am the following morning and the breakdown was a snapped fan belt.

Also be careful of the breakdown cover that comes with some motor insurance, this often will only take you to the nearest garage to be ripped off. In some cases it will only take you a maximum of 10 miles.

Breakdown cover when you drive a 10 year or older car should be considered part of the annual running costs especially if you are thinking of keeping it a few more years.

Kennyeth · 5th January 2017, 06:41

I had RAC with discount from being in this club, but last year changed bank account type and had it built into the Nationwide as mentioned above.
Ken.

4th January 2017, 20:19	#1
unimatrix1066 Avid contributor Zt and zr express van morris minor Join Date: Apr 2007 Location: partridge green Posts: 188 Thanks: 3 Thanked 5 Times in 4 Posts	Breakdown cover I am currently with the Aa, the renewal is due as usual they want big bucks. Just seeing if any of the other recovery services are good

4th January 2017, 21:14	#4
Pete Owners Club Director Rover 75 Join Date: Oct 2006 Location: Sherfield-on-Loddon Posts: 4,872 Thanks: 137 Thanked 996 Times in 444 Posts	I phoned the AA, moaned about the cover renewal quote and got it knocked back to the previous year's price, which meant £70 knocked off. Might be worth calling them for a whinge about it. __________________ Follow The Club On Twitter

4th January 2017, 22:19	#8
good_mojo Loves to post Facelift Rover 75 Classic CDT auto and Connoisseur SE 1.8T Join Date: Jun 2014 Location: Ferryhill Posts: 399 Thanks: 113 Thanked 110 Times in 83 Posts	Autoaid I've used Autoaid for years. If you break down they send out a local company to deal with. You pay up front and then claim the costs back. They are very cheap, but I've never had any problems with them.

4th January 2017, 20:44	#2
jonty Avid contributor mg zt t 190 Join Date: Dec 2014 Location: weeting Posts: 102 Thanks: 45 Thanked 14 Times in 11 Posts	for the last ten years I have used tesco clubcard points for the R A C.£10=£40 Sent from my Nexus 7 using Tapatalk

4th January 2017, 21:04	#3
first-things-first Posted a thing or two MG ZT Join Date: Jul 2014 Location: Hornchurch Posts: 1,255 Thanks: 176 Thanked 352 Times in 272 Posts	Try Nationwide. I have the Flex Plus account. It gives you travel insurance, mobile phone insurance, breakdown cover - home start, relay and european cover (all for you as driver or passenger) and white goods extra year warranty. All for £120 year / £10 per month. I think they use Britannia for rescue. I have used them once and they responded fine, within 2 hours, but not so quick. The AA wanted £200 (for joint cover) and £200 for European cover for a year. No way Jose. AA when called upon by my brother, took 4 hours near Dover (that back water of the UK ) and that was with a limited mobility passenger. Other bank accounts have similar offers.

4th January 2017, 21:17	#5
Dallas This is my second home 1979 Capri 1.6L, 1982 Capri 1.6L, 2016 Dacia Stepway Join Date: Jun 2009 Location: Dorset Posts: 8,595 Thanks: 3,496 Thanked 3,397 Times in 2,218 Posts	I swap between the AA and RAC each year, the renewal is always more expensive, so I go join the competition for half the cost. This year the AA gave me £95 cover for just £20 to stay, I couldn't refuse. All I did was to call them to question the renewal. If you join the money saving sites such as QUIDCO and TopCashBack, you can get upto half the cost back, sometimes it can workout with free cover with the cashback, all depends what deals are on at the time.

4th January 2017, 21:56	#7
Dart2050 Loves to post Rover 75 Connie SE CDTI Tourer, MGF and Triumph Bonneville America Join Date: Apr 2013 Location: Stroud Posts: 443 Thanks: 321 Thanked 65 Times in 49 Posts	I have Green Flag cover as part of my NatWest account. Used it a few times and service is excellent. Even come to your house. Unusually there is no car age limit, you won't get that if you buy it off the shelf. I won't quote account charges as there a number of choices available with different options to suit different book. Go have a look at www.natwest.com

4th January 2017, 23:24	#9
SCP440 I really should get out more....... MG ZT-T 260 Join Date: Feb 2016 Location: Witney Posts: 2,504 Thanks: 6 Thanked 910 Times in 571 Posts	Agree on all the above about calling to get the price reduced. Be careful of going for an outfit you have never heard of especially one that uses local garage services to get you back on the road. I have a customer who used one of these services and was happy with his premium until he actually broke down. It was a bank holiday Monday and he made the call, the operator said he would have to wait a while as they were so busy and also the nearest garage they had to him was about an hours drive away. Eventually the mechanic tuned up in his beat up van and said there was nothing he could do so he would have to get recovered. The mechanic made some calls and told him he would have to wait a while. 4 hours later the truck tuned up and loaded him and then told him he only had an hour tacho time left so he would be taken back to the yard until they had a spare driver to take him home ( 3 to 4 hours). He had broken down at 11am and eventually got home at 3am the following morning and the breakdown was a snapped fan belt. Also be careful of the breakdown cover that comes with some motor insurance, this often will only take you to the nearest garage to be ripped off. In some cases it will only take you a maximum of 10 miles. Breakdown cover when you drive a 10 year or older car should be considered part of the annual running costs especially if you are thinking of keeping it a few more years.

5th January 2017, 06:41	#10
Kennyeth This is my second home No more Rover Join Date: Apr 2009 Location: Barnsley, South Yorkshire. Posts: 5,881 Thanks: 1,625 Thanked 1,308 Times in 998 Posts	I had RAC with discount from being in this club, but last year changed bank account type and had it built into the Nationwide as mentioned above. Ken.