Caravan Insurance ?

spyder · 19th August 2015, 22:54

Although it is not a legality, what is the advantage of having caravan insurance.

We have a 15 year old Elddis 4 berth in good condition with all the luxuries needed for a comfortable holiday. I know the car insurance covers 3rd party when towing, what else besides the van does the extra insurance cover.

What should I expect to pay annually for cover?

Thanks in advance

Craig.

RPWC · 20th August 2015, 07:06

There are different levels of cover,when we first bought ours,there was a choice of,basic cover medium cover and the full package. We were paying around £20 a month for medium cover,on a new for Los basis. Ie total loss of caravan and the policy would pay for a like for like replacement.

On a market value policy,expect to pay about £130-170 per year.
The two major insurers are Caravam club insurance,and Caravan Guard,we are with the latter,and have been since we owned the caravan.

spyder · 20th August 2015, 14:40

Just bought cover through the caravan and camping club. Covers van, contents, PL, legal costs and a few other odds and ends for £57.
Can't be too bad.

I mainly took it because, reading between the lines, the caravan is not covered if it damages another vehicle when not attached to the car.
So if one has an accident and the caravan comes unhitched.......

Craig

19th August 2015, 22:54	#1
spyder This is my second home 75 CDT Auto Tourer , Rover 45 , Astra, Zaffira, Chev Captiva Join Date: Mar 2011 Location: Wilts Posts: 3,342 Thanks: 203 Thanked 436 Times in 360 Posts	Caravan Insurance ? Although it is not a legality, what is the advantage of having caravan insurance. We have a 15 year old Elddis 4 berth in good condition with all the luxuries needed for a comfortable holiday. I know the car insurance covers 3rd party when towing, what else besides the van does the extra insurance cover. What should I expect to pay annually for cover? Thanks in advance Craig. __________________ Chrome skull caps, EGR cleaned (original housing), Mondeo lower mounting, 12V outlets in the armrest and tourer boot, cat fixed, working FBH, Lidl plenum covers, DD with reverse camera.New speakesr/Tweeters with MDF rings. wood dash, Memory leather seats, wooden finished steering and handbrake, Xenon headlights.

20th August 2015, 07:06	#2
RPWC This is my second home 75 model car Join Date: Apr 2011 Location: Newcastle upon Tyne Posts: 20,190 Thanks: 4,008 Thanked 5,083 Times in 3,114 Posts	There are different levels of cover,when we first bought ours,there was a choice of,basic cover medium cover and the full package. We were paying around £20 a month for medium cover,on a new for Los basis. Ie total loss of caravan and the policy would pay for a like for like replacement. On a market value policy,expect to pay about £130-170 per year. The two major insurers are Caravam club insurance,and Caravan Guard,we are with the latter,and have been since we owned the caravan. __________________ Cheers. Rich…

20th August 2015, 14:40	#3
spyder This is my second home 75 CDT Auto Tourer , Rover 45 , Astra, Zaffira, Chev Captiva Join Date: Mar 2011 Location: Wilts Posts: 3,342 Thanks: 203 Thanked 436 Times in 360 Posts	Just bought cover through the caravan and camping club. Covers van, contents, PL, legal costs and a few other odds and ends for £57. Can't be too bad. I mainly took it because, reading between the lines, the caravan is not covered if it damages another vehicle when not attached to the car. So if one has an accident and the caravan comes unhitched....... Craig __________________ Chrome skull caps, EGR cleaned (original housing), Mondeo lower mounting, 12V outlets in the armrest and tourer boot, cat fixed, working FBH, Lidl plenum covers, DD with reverse camera.New speakesr/Tweeters with MDF rings. wood dash, Memory leather seats, wooden finished steering and handbrake, Xenon headlights.