Caravan Insurance, be vary wary. - Page 3

charlesdw · 7th January 2012, 21:10

Hi Chipcaoela!
Who were you insured with----they sound good !!

chipsceola · 8th January 2012, 00:04

Prudential, not exactly cheap, but reliable, well established and I thought, cost effective.
Chips

92 squadron · 11th January 2012, 21:09

Insurance is taken as a necessary EVIL and should be avoided at all costs.[if only we could]
Just look at the begining of this thread. The van was only worth £400, for goodness sake it's like throwing money down the drain to insure something of a low value. Look at how much you have paid for your car over the years you have owned it, prob paid more in insurance than what the car is now worth.
Take a look at what you are insuring. Our cars for instance are being written off by the ins. co's. cause they find it cheaper to pay out on resale value rather than what you actually value it at at time of insuring. You would be hard pressed to get the value that you stated if written off.
They are now trying to faze out 3rd party insurance so every one has to pay higher premiums [3rd party insurance is nearly equvilant to fully comp]
Having a NCB doesn't mean what it says as your premimums are in most cases higher than the year before just take a look :- with 65% NCB and still paying £300 a year next year £350 with same NCB
Pay the bare minimum as you will only get the bare minimum out of the rip off b*****ds. I hate them . Rant over

chipsceola · 11th January 2012, 22:42

Your insurance is little to do with value of your car, it's to cover potential damage you do the the RR or Bentley etc. worth 6 figures, or the property / or people who suffer very large damage when you hit them: a 21 yr old graduate could earn more than a million in his working life, you destroy that life and your insurer has to pay suitable damages!

7th January 2012, 21:10	#21
charlesdw Newbie Rover 75 Saloon Join Date: Dec 2010 Location: Shrewsbury Posts: 28 Thanks: 12 Thanked 2 Times in 2 Posts	Caravan insurance Hi Chipcaoela! Who were you insured with----they sound good !! Last edited by charlesdw; 7th January 2012 at 21:13..

11th January 2012, 21:09	#23
92 squadron Drink 92 SQUADRON BEER Jaguar X Type 2.2 SE Diesel estate Mem No789 Join Date: Jun 2009 Location: Hitchin Posts: 776 Thanks: 0 Thanked 2 Times in 2 Posts	*Insurance is taken as a necessary EVIL* and should be avoided at all costs.[if only we could] Just look at the begining of this thread. The van was only worth £400, for goodness sake it's like throwing money down the drain to insure something of a low value. Look at how much you have paid for your car over the years you have owned it, prob paid more in insurance than what the car is now worth. Take a look at what you are insuring. Our cars for instance are being written off by the ins. co's. cause they find it cheaper to pay out on resale value rather than what *you* actually value it at at time of insuring. You would be hard pressed to get the value that *you* stated if written off. They are now trying to faze out 3rd party insurance so every one has to pay higher premiums [3rd party insurance is nearly equvilant to fully comp] Having a NCB doesn't mean what it says as your premimums are in most cases higher than the year before just take a look :- with 65% NCB and still paying £300 a year next year £350 with same NCB Pay the bare minimum as you will only get the bare minimum out of the rip off b*****ds. I hate them . Rant over __________________ http://signatures.mylivesignature.co...C81D84B0AF.png

8th January 2012, 00:04	#22
chipsceola This is my second home Jaguar XF 3.0D Join Date: Nov 2010 Location: Southampton Posts: 4,364 Thanks: 119 Thanked 509 Times in 426 Posts	Prudential, not exactly cheap, but reliable, well established and I thought, cost effective. Chips

11th January 2012, 22:42	#24
chipsceola This is my second home Jaguar XF 3.0D Join Date: Nov 2010 Location: Southampton Posts: 4,364 Thanks: 119 Thanked 509 Times in 426 Posts	Your insurance is little to do with value of your car, it's to cover potential damage you do the the RR or Bentley etc. worth 6 figures, or the property / or people who suffer very large damage when you hit them: a 21 yr old graduate could earn more than a million in his working life, you destroy that life and your insurer has to pay suitable damages!