Legality of selling on debts

Camulus · 22nd February 2012, 21:30

I was talking with a mate down the pub earlier and he's being chased by 'debt collectors' over a Barclaycard debt from some 4 or 5 years ago. He says that over this time the companies have changed so obviousley the original creditor has sold the debt on and so have subsequent people. Now he doesn't think they have a legal right to chase him for a debt that wasn't with them - personally I think they do - he also seems to think if he's not made any contact with them for 5 years then he is legally allowed to ignore them - I think he's wrong on that as well - does anyone know what is actually correct as opposed to "pub solicitors"?

22nd February 2012, 21:30	#1
Camulus Avid contributor MG ZT+ 2.5 190 Join Date: May 2011 Location: Huntingdon Posts: 106 Thanks: 0 Thanked 0 Times in 0 Posts	Legality of selling on debts I was talking with a mate down the pub earlier and he's being chased by 'debt collectors' over a Barclaycard debt from some 4 or 5 years ago. He says that over this time the companies have changed so obviousley the original creditor has sold the debt on and so have subsequent people. Now he doesn't think they have a legal right to chase him for a debt that wasn't with them - personally I think they do - he also seems to think if he's not made any contact with them for 5 years then he is legally allowed to ignore them - I think he's wrong on that as well - does anyone know what is actually correct as opposed to "pub solicitors"? __________________ [SIGPIC][/SIGPIC] A good right hook settles any argument!