Best car insurance

Billyuk1 · 9th September 2018, 10:41

Hi all.
It's coming up to that time of year again. Who do you guys and galls use for insurance?
Just done the compare the market etc and it's coming up with £600 fully comp on a 04 mk2 zt. Full no claims and 52 years of age.
Would I be better ringing brokers?

suzublu · 9th September 2018, 11:21

Try Direct Line

mac61 · 9th September 2018, 17:24

Direct Line always cheaper for me

breakfastinsmethwick · 9th September 2018, 19:00

Not on a 75 at the moment but I find NFU mutual beats every one overall for srvice, cost, no silly charges for changing things, no charge for credit, breakdown cover included (roadside).

swifty62 · 9th September 2018, 19:13

Hi Billy,give first insurance a call, I payed £294.24 in February fully comp for a ZT CDTI 2003 excess £100 age 65 with no claims, hope that helps, good luck, regards Ian

bl52krz · 9th September 2018, 19:16

Just been on compare the stupid to see what the insurance would be if I had my sons 75 2.5 v6 Connie Se ,an astounding £640. More than what it is worth.

Arthur Stimpson · 10th September 2018, 14:40

Hi all, renewed in APRIL AGE UK. £243.71 with a £60 MARKS & SPARKS voucher = £183.71 (AGE 71).
cheers Arthur

MSS · 10th September 2018, 17:04

There is no single "best" policy or insurer as each insurer has a set of risk profiles that it wishes to insure and conversely does not wish to insure.

The only way to find the "best" for an individual is to go on comparison sites, go directly to the sites of companies not represented on the comparison sites and then compare the features of all the offered policies and associated costs.

Alternatively, or in additon, go to a couple of brokers and do the comparison of features and cost.

ratchet · 10th September 2018, 17:21

location, location, location.

Where you live makes a massive difference to your insurance quote. Similar age and car to yourself - but my ZTT in NE Scotland used to cost me less than £200, and I'd also get a kickback (usually around £50) from quidco or top cashback.

steve-45 · 10th September 2018, 17:50

Your postcode area now seems to be the biggest risk factor!

9th September 2018, 10:41	#1
Billyuk1 Avid contributor zt saloon 1800cc Join Date: Apr 2013 Location: in my car Posts: 234 Thanks: 277 Thanked 63 Times in 48 Posts	Best car insurance Hi all. It's coming up to that time of year again. Who do you guys and galls use for insurance? Just done the compare the market etc and it's coming up with £600 fully comp on a 04 mk2 zt. Full no claims and 52 years of age. Would I be better ringing brokers? __________________ 15,577th ZT to run off the production line, out of 18,894 703rd ZT 120 to be made out of 921 66th ZT in Aquamarine (Goodwood) (code: HQM) to be made out of 189 Aquamarine (Goodwood) ZTs

9th September 2018, 19:13	#5
swifty62 Avid contributor MG ZT Join Date: Jan 2016 Location: Stoke-on-Trent Posts: 197 Thanks: 278 Thanked 36 Times in 23 Posts	Hi Billy,give first insurance a call, I payed £294.24 in February fully comp for a ZT CDTI 2003 excess £100 age 65 with no claims, hope that helps, good luck, regards Ian Last edited by swifty62; 10th September 2018 at 15:35.. Reason: missed out 100% no claims

9th September 2018, 19:16	#6
bl52krz This is my second home Rover 75 cdt club + Rover 2.5 KV6 Conni SE Join Date: May 2008 Location: Birmingham Posts: 11,445 Thanks: 6,587 Thanked 2,262 Times in 1,729 Posts	Just been on compare the stupid to see what the insurance would be if I had my sons 75 2.5 v6 Connie Se ,an astounding £640. More than what it is worth. __________________ Great Barr, Birmingham.

10th September 2018, 14:40	#7
Arthur Stimpson Regular poster Rover 75 Tourer Join Date: Apr 2016 Location: SKIRLAUGH,HULL Posts: 37 Thanks: 18 Thanked 0 Times in 0 Posts	Car insurance Hi all, renewed in APRIL AGE UK. £243.71 with a £60 MARKS & SPARKS voucher = £183.71 (AGE 71). cheers Arthur

9th September 2018, 11:21	#2
suzublu This is my second home rover 75 1.8 vvc club se wedgwood blue Join Date: Aug 2009 Location: Seaton Carew Posts: 26,983 Thanks: 65 Thanked 7,142 Times in 4,642 Posts	Try Direct Line

9th September 2018, 17:24	#3
mac61 Loves to post MG ZT 260 Join Date: Mar 2012 Location: Edinburgh Posts: 331 Thanks: 91 Thanked 56 Times in 47 Posts	Direct Line always cheaper for me

9th September 2018, 19:00	#4
breakfastinsmethwick Gets stuck in Maintainer of sons ZT M47r Join Date: Dec 2013 Location: Shropshire Posts: 624 Thanks: 609 Thanked 124 Times in 100 Posts	Not on a 75 at the moment but I find NFU mutual beats every one overall for srvice, cost, no silly charges for changing things, no charge for credit, breakdown cover included (roadside).

10th September 2018, 17:04	#8
MSS This is my second home Rover 75CDT, Jaguar XF-S 3.0V6, Astra Techline Estate and Corsa 1.2 SXI Join Date: Dec 2007 Location: Suffolk Posts: 7,141 Thanks: 283 Thanked 624 Times in 440 Posts	There is no single "best" policy or insurer as each insurer has a set of risk profiles that it wishes to insure and conversely does not wish to insure. The only way to find the "best" for an individual is to go on comparison sites, go directly to the sites of companies not represented on the comparison sites and then compare the features of all the offered policies and associated costs. Alternatively, or in additon, go to a couple of brokers and do the comparison of features and cost.

10th September 2018, 17:21	#9
ratchet Posted a thing or two ZT-T + CTDI Join Date: Oct 2014 Location: Gone walkabout Posts: 1,185 Thanks: 179 Thanked 361 Times in 289 Posts	location, location, location. Where you live makes a massive difference to your insurance quote. Similar age and car to yourself - but my ZTT in NE Scotland used to cost me less than £200, and I'd also get a kickback (usually around £50) from quidco or top cashback.

10th September 2018, 17:50	#10
steve-45 This is my second home Rover 75 Saloon CDTi Join Date: Oct 2015 Location: Belvedere Posts: 4,076 Thanks: 108 Thanked 1,089 Times in 774 Posts	Your postcode area now seems to be the biggest risk factor!