Modern Classic Status, insurance etc - Page 2

GordyB · 24th April 2018, 17:47

I've just had my renewal through from them (Peter Best limited mileage policy). Quite happy, gone down £20 from last year but wondered who else does it so I can get a couple of quotes to compare before buying....

Dawn · 24th April 2018, 18:15

Mine went down a bit. I am hoping due to this new ruling that they keep insuring me, though, as RH won't do my V6 with it being an 04 plate.

Proud owner · 24th April 2018, 23:22

As per my previous post Peter Best wouldn't entertain my post '00 as a classic, so instead I today asked Aviva, who currently insure my daily driving 1.8 75 which has 15 years no claims discount if they would be willing to 'mirror' the NCD onto my other 75 (which is a 2.5) limited to 3,000 miles.

They said yes, at a premium of £130 which I think is brilliant, they also said if I were to add another 75 they would again mirror the NCD on my main driver to that car as well and insure it for an even cheaper premium (think it harks back to the times I remember nearly 40 years ago when Norwich Union gave a multi-car discount which increased per car insured.)

This is an even better deal than the 'classic' insurers , admittedly without the benefits available under a classic policy such as agreed value, salvage retention etc. but irrelevant as they wouldn't entertain insuring them anyway. Maybe the position will change over the next couple of years as the cars get older, time will tell, but in the meantime I'm very happy.

Dawn · 25th April 2018, 05:25

That's brilliant Proud Owner, if I have any problems next year I will speak to them!

SCP440 · 25th April 2018, 05:55

You can only get classic insurance if you do a low mileage or the car is over a certain depending on the company. I know of somebody who is doing over 12k a year in a Jensen Interceptor and he cant get classic insurance due to the mileage. 8K is about the maximum and some will only allow 3k.

Mechanical Genius · 25th April 2018, 23:01

Quote:

Originally Posted by Proud owner

As per my previous post Peter Best wouldn't entertain my post '00 as a classic, so instead I today asked Aviva, who currently insure my daily driving 1.8 75 which has 15 years no claims discount if they would be willing to 'mirror' the NCD onto my other 75 (which is a 2.5) limited to 3,000 miles.

They said yes, at a premium of £130 which I think is brilliant, they also said if I were to add another 75 they would again mirror the NCD on my main driver to that car as well and insure it for an even cheaper premium (think it harks back to the times I remember nearly 40 years ago when Norwich Union gave a multi-car discount which increased per car insured.)

This is an even better deal than the 'classic' insurers , admittedly without the benefits available under a classic policy such as agreed value, salvage retention etc. but irrelevant as they wouldn't entertain insuring them anyway. Maybe the position will change over the next couple of years as the cars get older, time will tell, but in the meantime I'm very happy.

I had the same problem with Peter Best and went with Adrian Flux,got a similar policy as you,mirror my no claims (12yrs) but not as good a deal 310 pounds and limited to 2000 miles per yr.

steve-45 · 25th April 2018, 23:12

Strange how this seems to vary from make to make ......

I had my Saab 93 Aero Convertible on a limited mileage classic policy when it was only 10 years old ??

This was with Peter Best ......

Dawn · 26th April 2018, 06:05

RH told me some time ago they'd do a ZT as it was an MG so considered classic, but not a 75 the same year! Crazy!

24th April 2018, 17:47	#11
GordyB Gets stuck in ZT, ZT-T Join Date: Aug 2015 Location: Brigg Posts: 932 Thanks: 505 Thanked 313 Times in 160 Posts	I've just had my renewal through from them (Peter Best limited mileage policy). Quite happy, gone down £20 from last year but wondered who else does it so I can get a couple of quotes to compare before buying.... __________________ Gordon https://www.the75andztclub.co.uk/for...73f7538906.jpg 2001 Connie SE Raven Black, CDT - scrapped 2004 ZT-T+ XPG, 1.8T - sold 2002 ZT+ Biomorphic Supertallic #2 of 10, CDT - sold 2004 ZT-T+ Goodwood Aquamarine, CDT - sold 2004 BMW 320d

24th April 2018, 18:15	#12
Dawn I really should get out more....... MG ZT 180+ auto Join Date: May 2016 Location: Ilkeston, Derbys Posts: 2,743 Thanks: 285 Thanked 1,128 Times in 504 Posts	Mine went down a bit. I am hoping due to this new ruling that they keep insuring me, though, as RH won't do my V6 with it being an 04 plate.

24th April 2018, 23:22	#13
Proud owner Loves to post Rover 75 Saloon Join Date: Apr 2017 Location: Braintree Posts: 443 Thanks: 159 Thanked 126 Times in 100 Posts	As per my previous post Peter Best wouldn't entertain my post '00 as a classic, so instead I today asked Aviva, who currently insure my daily driving 1.8 75 which has 15 years no claims discount if they would be willing to 'mirror' the NCD onto my other 75 (which is a 2.5) limited to 3,000 miles. They said yes, at a premium of £130 which I think is brilliant, they also said if I were to add another 75 they would again mirror the NCD on my main driver to that car as well and insure it for an even cheaper premium (think it harks back to the times I remember nearly 40 years ago when Norwich Union gave a multi-car discount which increased per car insured.) This is an even better deal than the 'classic' insurers , admittedly without the benefits available under a classic policy such as agreed value, salvage retention etc. but irrelevant as they wouldn't entertain insuring them anyway. Maybe the position will change over the next couple of years as the cars get older, time will tell, but in the meantime I'm very happy.

25th April 2018, 05:25	#14
Dawn I really should get out more....... MG ZT 180+ auto Join Date: May 2016 Location: Ilkeston, Derbys Posts: 2,743 Thanks: 285 Thanked 1,128 Times in 504 Posts	That's brilliant Proud Owner, if I have any problems next year I will speak to them!

25th April 2018, 05:55	#15
SCP440 I really should get out more....... MG ZT-T 260 Join Date: Feb 2016 Location: Witney Posts: 2,504 Thanks: 6 Thanked 910 Times in 571 Posts	You can only get classic insurance if you do a low mileage or the car is over a certain depending on the company. I know of somebody who is doing over 12k a year in a Jensen Interceptor and he cant get classic insurance due to the mileage. 8K is about the maximum and some will only allow 3k.

25th April 2018, 23:12	#17
steve-45 This is my second home Rover 75 Saloon CDTi Join Date: Oct 2015 Location: Belvedere Posts: 4,076 Thanks: 108 Thanked 1,089 Times in 774 Posts	Strange how this seems to vary from make to make ...... I had my Saab 93 Aero Convertible on a limited mileage classic policy when it was only 10 years old ?? This was with Peter Best ......

26th April 2018, 06:05	#18
Dawn I really should get out more....... MG ZT 180+ auto Join Date: May 2016 Location: Ilkeston, Derbys Posts: 2,743 Thanks: 285 Thanked 1,128 Times in 504 Posts	RH told me some time ago they'd do a ZT as it was an MG so considered classic, but not a 75 the same year! Crazy!