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25th November 2019, 16:33 | #11 | |
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MG HS EXCLUSIVE DCT Join Date: Jun 2009
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Insurance arranged to have a hire car for us Tuesday, and take Roxy away... then phoned and said the automatic arranged was not available, so I sent detailed photos of the damage and they assessed from those. It was always going to be a write off as the bumper and fittings alone total almost 800 quid from Rimmer Bros Pat doesn't get a hire car as it wasn't taken to the garage to be assessed. So now she has no car and still has to get to work. Once we get the car away for repairs, then I'm not sure... don't know if we can get a hire car from insurance or at our own expense..... First major crash for either of us so all new territory
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MG HS EXCLUSIVE DCT - Dynamic Red Tri-Coat with Sardana red Bader leather interior. K&N filter.Weathershields.Mudflaps.Sundshades.Slot mats.Quilted rear seat protector.Latch guards.Fabric & rubber mats.Fabric & rubber Loadliners.Full alloy spare.MG seatbelt covers.Aussie chrome tailgate strip & bumper protector.Autoglymn lifeshine.Indonesian tailgate badge.Chrome steering wheel cover. |
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25th November 2019, 16:37 | #12 | |
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All new and confusing for us, but hopefully we can get resolved and have Roxy back on the road.
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MG HS EXCLUSIVE DCT - Dynamic Red Tri-Coat with Sardana red Bader leather interior. K&N filter.Weathershields.Mudflaps.Sundshades.Slot mats.Quilted rear seat protector.Latch guards.Fabric & rubber mats.Fabric & rubber Loadliners.Full alloy spare.MG seatbelt covers.Aussie chrome tailgate strip & bumper protector.Autoglymn lifeshine.Indonesian tailgate badge.Chrome steering wheel cover. |
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25th November 2019, 16:39 | #13 |
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Thank you very much. Yes I'm really proud of her coolness in a tough situation. Very shaken, very upset and got all the details of all 4 vehicles and drivers involved and photos, Police names, numbers and CAD number. Top girl
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MG HS EXCLUSIVE DCT - Dynamic Red Tri-Coat with Sardana red Bader leather interior. K&N filter.Weathershields.Mudflaps.Sundshades.Slot mats.Quilted rear seat protector.Latch guards.Fabric & rubber mats.Fabric & rubber Loadliners.Full alloy spare.MG seatbelt covers.Aussie chrome tailgate strip & bumper protector.Autoglymn lifeshine.Indonesian tailgate badge.Chrome steering wheel cover. |
25th November 2019, 16:56 | #14 |
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Glad your wife is OK, I guess the car did its job properly and protected her.
I have in the past successfully claimed direct from the 3rd parties insurance without involving my own other than advising them of the incident , but as their are 4 vehicles involved it can get messy Last edited by RoverP480; 25th November 2019 at 17:00.. |
25th November 2019, 17:20 | #15 | |
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I am sure you will be able to get a rear bumper and all the fixings much cheaper than that from one of the traders on here or a breakers. I know when someone rear ended my 45 saloon I was shocked that the chrome strips alone were nearly £300. I got a second hand boot lid plus bumper and trim for £75. |
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25th November 2019, 18:36 | #16 |
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Is the X-Part close-call scheme still running where the X-Part team reassess the cost of parts and quote a revised lower price in order to try to prevent Rovers being written off because of the price of parts? Might be worth looking into
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25th November 2019, 19:05 | #17 |
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Unfortunately there is an unhelpful condition applying to insurance companies and associated repairers. They will not, usually never, allow used components in repairs. It is understandable in the case of safety related components but we can not always be sure there are no mutual interest agreements between insurers and the motor industry. Possibly illegal, but neither side have spotless reputations.
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25th November 2019, 19:11 | #18 | |
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25th November 2019, 19:29 | #19 | |
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25th November 2019, 19:40 | #20 |
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Just to update the story, I have bought Roxy back for Ninety quid and Pat will be refunded the excess when all is done and dusted as she was completely free of blame.
I've approached a company recommended by garage that MOT and service my two 75's, photographs sent and hopefully I will get a yes and a quote soon. Insurance wise my wife has to have the car MOT'd again after work completed to prove it's roadworthiness/safety compliance I guess. I can't source and fit the parts myself as I'm just not technically good enough with the DIY/repairs, and with welding involved and panel work and respraying, that rules me out of the equation. So as it stands I have 910 quid towards repairs, and hopefully after some inconvenience, Roxy will be back on the road sometime in the near future
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MG HS EXCLUSIVE DCT - Dynamic Red Tri-Coat with Sardana red Bader leather interior. K&N filter.Weathershields.Mudflaps.Sundshades.Slot mats.Quilted rear seat protector.Latch guards.Fabric & rubber mats.Fabric & rubber Loadliners.Full alloy spare.MG seatbelt covers.Aussie chrome tailgate strip & bumper protector.Autoglymn lifeshine.Indonesian tailgate badge.Chrome steering wheel cover. |
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