breakdown Insurance - hoops to jump?

robbrooks · 18th February 2023, 12:51

I'm coming up to the renewal of my breakdown cover. It surprises me that every year I renew there are even more hoops to jump through. This year I notice that Rescue my car will only tow you up to the value of your car., Or your car has to be under 21 years old when you take out the cover.

Has anyone got good cover for a reasonable price? I don't like these companies that stipulate you have to have been to Tim Buk Two and back before they will insure you.

stocktake · 18th February 2023, 13:41

I'm currently with auto aid, they have two types of policy to cover:
the car
OR you.
I have the policy for me and the wife is a free addon.
covers us for any car we are driving ( If you decide to go ahead be sure to tick the over 16yr old car box)

Around £75 last year IIRC

https://secure.autoaidbreakdown.co.uk/join.aspx

boater · 18th February 2023, 18:21

Another vote for Auto Aid from me. I have been with them for many years (recommended by Martin Lewis). Have only needed them once but the service I received was 1st class.

Covers everything from home start to roadside recovery with any destination and hotel cover if needed.

rovertone · 18th February 2023, 19:26

i've just taken out a policy with Start Rescue insuring me in any vehicle as driver or passenger, national roadside recovery to home or chosen destination for £76. Reviews seem ok, time will tell.

daveo138 · 18th February 2023, 20:53

I’m also with Autoaid. Covers the two of us in any car. All of our vehicles are over 15 years, so we have to pay the higher premium, but have used them twice in four years. Well worth it for the peace of mind.

robbrooks · 23rd February 2023, 13:14

Quote:

Originally Posted by daveo138

I’m also with Autoaid. Covers the two of us in any car. All of our vehicles are over 15 years, so we have to pay the higher premium, but have used them twice in four years. Well worth it for the peace of mind.

Would this cover another car owned by me or my wife? It is unlikely we will be out separately and break down at the same time. Also reading the small print after the 1st of March 2023- I'm a bit concerned about the "any location" recovery!

Rick-sta · 23rd February 2023, 13:53

the wife and I have a joint personal cover policy with the AA for the last 3 years or so. Have had to use it 3 times and never had any issues. They recovered redfive a few weeks ago due to a failed in tank fuel pump.

Can't remember how much we paid, think it was around the £130 mark but ours renews around black friday time every year so I just cancel every year and start a new policy on a black friday deal every time.

stocktake · 23rd February 2023, 15:18

Quote:

Originally Posted by robbrooks

Also reading the small print after the 1st of March 2023- I'm a bit concerned about the "any location" recovery!

Can you expand on that Rob?

MissMoppet · 23rd February 2023, 15:38

For some years I've been with RH (annual cost around £260) that also includes recovery. When I ran a Stag they recovered me but I've not had to use them for the V6. They've also covered my son on a temp basis for a week at no extra charge.

bendrick · 23rd February 2023, 20:56

Open up a nationwide flex plus account. £13 a month (last time I looked) gives you travel insurance, phone insurance and vehicle breakdown/recovery covering both partners in the case of a joint account.

Bit of a bargain I'd say.

18th February 2023, 12:51	#1
robbrooks Gets stuck in Rover 75 CDT,160 remap: owner since new in December 2002: Mileage: June22 143,000 Join Date: Feb 2009 Location: Leeds Posts: 633 Thanks: 324 Thanked 102 Times in 67 Posts	breakdown Insurance - hoops to jump? I'm coming up to the renewal of my breakdown cover. It surprises me that every year I renew there are even more hoops to jump through. This year I notice that Rescue my car will only tow you up to the value of your car., Or your car has to be under 21 years old when you take out the cover. Has anyone got good cover for a reasonable price? I don't like these companies that stipulate you have to have been to Tim Buk Two and back before they will insure you.

18th February 2023, 13:41	#2
stocktake Vis Whiz Rover 75 2.5 auto Saloon Join Date: Jun 2007 Location: LEEDS Posts: 20,613 Thanks: 2,057 Thanked 3,056 Times in 1,621 Posts	I'm currently with auto aid, they have two types of policy to cover: the car OR you. I have the policy for me and the wife is a free addon. covers us for any car we are driving ( If you decide to go ahead be sure to tick the over 16yr old car box) Around £75 last year IIRC https://secure.autoaidbreakdown.co.uk/join.aspx __________________ Dave... Lost a few stones and a Gall Bladder and part of a bile duct and all of my dignity in the suppository incident

18th February 2023, 19:26	#4
rovertone Gets stuck in Rover 75 Conne SE Auto CDTi Join Date: Nov 2012 Location: Redditch Posts: 676 Thanks: 185 Thanked 135 Times in 109 Posts	i've just taken out a policy with Start Rescue insuring me in any vehicle as driver or passenger, national roadside recovery to home or chosen destination for £76. Reviews seem ok, time will tell. __________________ 2003 Mk 1 Connie SE CDTi Auto Monogram Mirage 2/Sandstone Leather 511th CDTi out of 4744 produced 9th in Mirage 2 out of 17 produced Also 2004 Rover 25 SXi CVT, 1999 Megane Cabriolet and still missing my 800 Fastback.

23rd February 2023, 13:53	#7
Rick-sta This is my second home MG ZT 2.0 CDTI+ in Typhoon, MG TF 135 in Typhoon & Rover 75 Connoisseur CDTI SE in Pearl Black Join Date: Oct 2012 Location: Norfolk Posts: 7,537 Thanks: 2,718 Thanked 2,827 Times in 1,462 Posts	the wife and I have a joint personal cover policy with the AA for the last 3 years or so. Have had to use it 3 times and never had any issues. They recovered redfive a few weeks ago due to a failed in tank fuel pump. Can't remember how much we paid, think it was around the £130 mark but ours renews around black friday time every year so I just cancel every year and start a new policy on a black friday deal every time. __________________ How to retrofit Cruise Control on a diesel with no OEM wiring in place: Link How to retrofit heated electric memory seats with no OEM wiring in place: Link How to operate FBH and ATC via text Link How to restore cloudy projector headlights Link

23rd February 2023, 15:38	#9
MissMoppet Posted a thing or two R 75 Tourer diesel Conny 2002, V6 Conny saloon petrol 2003 Join Date: Mar 2013 Location: Taunton Posts: 1,142 Thanks: 212 Thanked 406 Times in 223 Posts	For some years I've been with RH (annual cost around £260) that also includes recovery. When I ran a Stag they recovered me but I've not had to use them for the V6. They've also covered my son on a temp basis for a week at no extra charge. __________________ Rover 75 Tourer Conny 2002 remapped 160 auto, R75 V6 2.5L auto Connoisseur 2003

18th February 2023, 18:21	#3
boater Avid contributor Rover 75 Saloon Join Date: Feb 2012 Location: Rotherham Posts: 236 Thanks: 107 Thanked 73 Times in 46 Posts	Another vote for Auto Aid from me. I have been with them for many years (recommended by Martin Lewis). Have only needed them once but the service I received was 1st class. Covers everything from home start to roadside recovery with any destination and hotel cover if needed.

18th February 2023, 20:53	#5
daveo138 Gets stuck in Rover 75 Tourer Join Date: Mar 2022 Location: Chesterfield Posts: 731 Thanks: 206 Thanked 69 Times in 53 Posts	I’m also with Autoaid. Covers the two of us in any car. All of our vehicles are over 15 years, so we have to pay the higher premium, but have used them twice in four years. Well worth it for the peace of mind.

23rd February 2023, 20:56	#10
bendrick Gets stuck in Ex CDT Auto Join Date: Oct 2017 Location: Barry Posts: 655 Thanks: 76 Thanked 266 Times in 155 Posts	Open up a nationwide flex plus account. £13 a month (last time I looked) gives you travel insurance, phone insurance and vehicle breakdown/recovery covering both partners in the case of a joint account. Bit of a bargain I'd say.