They are trying to w/o my 75

[MSS]

Originally Posted by grivas

ALWAYS call the police no matter the circumstances, report the incident and get a reference. Then call your insurance, make certain they are in no doubt that you are NOT making a claim on your policy, but on the other person's.

Originally Posted by Avulon

+ get contact details for any witnesses.

Why attempt to call the police unless a) it is a serious accident or b) someone is injured or c) it is not possible to swap details such as name and address or d) you suspect the other party has committed a criminal offence e.g uninsured, drunk...?

To do so, all it will achieve is to waste police time, which these days is scarce. There is nothing the police can do - it is your word against the other party's as to what occurred in the case of "minor accidents".

If you wish to file an accident report, most forces make it possible to do so online.

Other than satisfying the above conditions, if the other party refuses to reimburse you for your losses it is a civil matter and you will need to take the party to court with your own witnesses and experts etc.