Advice following crash with ZT...

PaulE · 19th August 2013, 22:50

Hi.

I've had the mis-fortune to have been rear-ended following a M1 smash

(I left plenty of space, so no damage to front). Luckily, despite 7/8 cars being involved, no-one was badly hurt. Sadly, my MG ZT took a hit, so I'm after some advice from the experts and enthusiasts...

Does anyone undertake or know of anyone that undertakes body repairs.

The rear bumper has been smashed and is missing a segment, the rear drivers side light cluster smashed and the wing / metal that holds the light cluster and fuel refill cover bent and dented.

I've taken a look under, and the impact bar looks slightly pushed out of place with the mounting bracket(?) pulled down - although the actual arm / tube looks intact without bend.

It was suggested that part could be cut and welded from a 'donor car' - but that could be expensive.

I really love the MG ZT (Diesel 54 plate) - and feel really down about it, especially since it wasn't my fault! If the opportunity to 'buy it back' from the insurance company comes up, should I, and do you know anyone that can bring it back to former glory (any £ estimates would be very helpful too).

In anticipation,

Paul (a slightly bruised ZT owner).

Just wanted to add that it has the hi-line system and recently had a new injector, clutch, high pressure fuel pump, in-tank fuel pump, 4 new tyres, a starter motor and battery - hence my reluctance to let it go..

Any ideas greatly appreciated!

Arctic · 19th August 2013, 23:22

Paul
I thought the car is your even after the insurance company have paid out as thye are not buying your car when you take out insurance or an i wrong

so thye do not have anysay it what you do with the car after do they ? Arctic

TR75 · 19th August 2013, 23:37

Sorry to hear of your misfortune, Paul.

I'm sure something can be done to bring you car back to it's best.

In the mean time, make sure to look after yourself - most parts on you can't be replaced!!

Billy1mate · 19th August 2013, 23:44

Pass, I received market value for my car after it was written off (Cat C), they gave me the money - £225 but I kept the car so I suppose they were laying claim to it.

Saga Lout · 20th August 2013, 06:42

Show me pictures and I'll advise, I'm certain it can be repaired and, if need be I can travel to help. Cars are just jigsaw puzzles, these are no different.

PaulE · 20th August 2013, 07:18

I've got to wait while their engineer values it. I've got some photos, so I'll upload them.

Thanks for the help!

Billy1mate · 20th August 2013, 07:24

It might be worth mentioning the how much you've recently spent, give it a clean too.
I did with mine and was out when the assessor visited so he couldn't check the mileage, they never asked either. I received money for an 80k miles car but it had 200k on the clock.

championdaddy · 20th August 2013, 07:39

You can retain your car whatever the damage. the payout will be less, usually about the same as any excess you would have paid.
Arctic is right, the cars is yours no matter what...If you ask to retain it.

BlueTrophy · 20th August 2013, 08:16

Quote:

Originally Posted by championdaddy

You can retain your car whatever the damage. the payout will be less, usually about the same as any excess you would have paid.
Arctic is right, the cars is yours no matter what...If you ask to retain it.

Third this statement. Kept my car and Aviva paid out £1375 for the vehicle.

championdaddy · 20th August 2013, 08:41

Quote:

Originally Posted by akersj

Third this statement. Kept my car and Aviva paid out £1375 for the vehicle.

Well it certainly wont cost that to repair it !!! Give Sean a ring !!!!

19th August 2013, 22:50	#1
PaulE Regular poster MG ZT 135+ (04), MG ZT-T (06), Rover 75 (01) Join Date: Jul 2012 Location: London Posts: 63 Thanks: 7 Thanked 7 Times in 4 Posts	Advice following crash with ZT... Hi. I've had the mis-fortune to have been rear-ended following a M1 smash (I left plenty of space, so no damage to front). Luckily, despite 7/8 cars being involved, no-one was badly hurt. Sadly, my MG ZT took a hit, so I'm after some advice from the experts and enthusiasts... Does anyone undertake or know of anyone that undertakes body repairs. The rear bumper has been smashed and is missing a segment, the rear drivers side light cluster smashed and the wing / metal that holds the light cluster and fuel refill cover bent and dented. I've taken a look under, and the impact bar looks slightly pushed out of place with the mounting bracket(?) pulled down - although the actual arm / tube looks intact without bend. It was suggested that part could be cut and welded from a 'donor car' - but that could be expensive. I really love the MG ZT (Diesel 54 plate) - and feel really down about it, especially since it wasn't my fault! If the opportunity to 'buy it back' from the insurance company comes up, should I, and do you know anyone that can bring it back to former glory (any £ estimates would be very helpful too). In anticipation, Paul (a slightly bruised ZT owner). Just wanted to add that it has the hi-line system and recently had a new injector, clutch, high pressure fuel pump, in-tank fuel pump, 4 new tyres, a starter motor and battery - hence my reluctance to let it go.. Any ideas greatly appreciated! Last edited by Dragrad; 19th August 2013 at 23:25.. Reason: consecutive posts

19th August 2013, 23:22	#2
Arctic Give to Learn Freelander 2 Join Date: Aug 2010 Location: West Midlands Posts: 18,716 Thanks: 1,155 Thanked 6,407 Times in 3,874 Posts	Paul I thought the car is your even after the insurance company have paid out as thye are not buying your car when you take out insurance or an i wrong so thye do not have anysay it what you do with the car after do they ? Arctic __________________ Arctic Givology Learn to Give Everything is Achievable ad altiora tendo. Check out our Nano meet dates http://www.midlandsnanomeets.co.uk/ http://www.the75andztclub.co.uk/index.php?thepage=howto " You do the work , we supply the expertise "

19th August 2013, 23:37	#3
TR75 Posted a thing or two Rover 75 CDT Connoisseur SE Auto Join Date: Feb 2012 Location: Launceston Posts: 1,567 Thanks: 169 Thanked 166 Times in 134 Posts	Sorry to hear of your misfortune, Paul. I'm sure something can be done to bring you car back to it's best. In the mean time, make sure to look after yourself - most parts on you can't be replaced!! __________________ You've just been ROVERtaken

20th August 2013, 06:42	#5
Saga Lout This is my second home MG ZT and Rover 75, Join Date: Jul 2013 Location: Wigan Posts: 3,276 Thanks: 2,556 Thanked 2,685 Times in 1,037 Posts	Pictures.. Show me pictures and I'll advise, I'm certain it can be repaired and, if need be I can travel to help. Cars are just jigsaw puzzles, these are no different.

19th August 2013, 23:44	#4
Billy1mate Posted a thing or two 120d M Sport Join Date: Feb 2012 Location: Sunny Weymouth Posts: 1,815 Thanks: 153 Thanked 142 Times in 121 Posts	Pass, I received market value for my car after it was written off (Cat C), they gave me the money - £225 but I kept the car so I suppose they were laying claim to it.

20th August 2013, 07:18	#6
PaulE Regular poster MG ZT 135+ (04), MG ZT-T (06), Rover 75 (01) Join Date: Jul 2012 Location: London Posts: 63 Thanks: 7 Thanked 7 Times in 4 Posts	I've got to wait while their engineer values it. I've got some photos, so I'll upload them. Thanks for the help!

20th August 2013, 07:24	#7
Billy1mate Posted a thing or two 120d M Sport Join Date: Feb 2012 Location: Sunny Weymouth Posts: 1,815 Thanks: 153 Thanked 142 Times in 121 Posts	It might be worth mentioning the how much you've recently spent, give it a clean too. I did with mine and was out when the assessor visited so he couldn't check the mileage, they never asked either. I received money for an 80k miles car but it had 200k on the clock.

20th August 2013, 07:39	#8
championdaddy This is my second home Mg Zt 190 Join Date: Apr 2012 Location: The FIRST Garden City....Letchworth. Posts: 6,778 Thanks: 1,243 Thanked 920 Times in 698 Posts	You can retain your car whatever the damage. the payout will be less, usually about the same as any excess you would have paid. Arctic is right, the cars is yours no matter what...If you ask to retain it.