Another Insurance Thread

solarsailor · 27th March 2019, 07:42

This morning I received a renewal quote for my insurance - due in April - which has magically risen from £191.36 last time round to a whopping £304.42 if I let it auto renew - an increase of 58% (the robbing bar stewards). It's definitely time to flex my fingers and start hitting the comparison sites.

Darcydog · 27th March 2019, 18:32

Quote:

Originally Posted by solarsailor

This morning I received a renewal quote for my insurance - due in April - which has magically risen from £191.36 last time round to a whopping £304.42 if I let it auto renew - an increase of 58% (the robbing bar stewards). It's definitely time to flex my fingers and start hitting the comparison sites.

I really don’t EVER, EVER, ever! - get this $hite from my Independent Broker. An FCA approved guy who gets me a good deal each and every year and on the one occasion I needed to make a claim - was there to help me and was truly fantastic.

Why people use the comparison sites that charge huge sums to allow cr@p providers to rip people off EXACTLY as outlined above is beyond me.

And yet every month or two we get “another insurance thread” bleating on about how bad the various companies are.

Errrrrr! - Hello........

We all know that - why not find a good localnational specialist broker to work for YOU! - rather than pay a huge sum to a CGI Merkat whose sole aim is to rip you off?

topman · 27th March 2019, 18:54

I always assume mine will go up and have a look online each year. Just take it as a given you'll have to search around for quotes.

Darcydog · 27th March 2019, 19:10

Quote:

Originally Posted by topman

I always assume mine will go up and have a look online each year. Just take it as a given you'll have to search around for quotes.

My Broker sends me the renewal quote from the current insurer plus usually two or three others too with one that they recommend - which is not necessarily the least expensive but itemising the reasons why this is worth considering.

They have NEVER sent me a renewal quote with an increase year on year the like of which that gets regularly posted on here - this thread being simply the latest.

Last year the cost went down by nearly £15 !!

topman · 27th March 2019, 19:54

I just ignore the renewal and it reminds me to search. All done in a few minutes, horses for courses.

davidm_uk · 30th March 2019, 13:35

Last year my wife's insurance (2006 VW Golf) went up by around 20%, so I went onto her insurance co website, put in all her/car details (except reg no.) and got a quote lower than even her previous year. Phoned up their renewal line, explained what I'd done, answered a few check questions to make sure it was like for like cover, and they matched the online quote with no argument.

Just done exactly the same again this year, and got her insurance down way below what she was paying in 2015 (no change in circumstances). I had a quick look at a couple of comparison sites and their lowest quotes were around the same figure, so have stayed with the same company.

Can't do any harm to try this, if other than the price you're reasonably happy with you existing provider.

Raspberrycai · 30th March 2019, 15:05

I've just got my insurance sorted - £1255 for 8000 miles with general accident. My existing company was offering around £1500, and everywhere else was over £2000. One company quoted me £9500! Adrian flux said £2500, and the company they passed me on to to get another quote refused to quote me. Insurance is certainly not cheap, but it helps to shop around.

Yorkshire GOC · 30th March 2019, 15:10

Quote:

Originally Posted by Raspberrycai

I've just got my insurance sorted - £1255 for 8000 miles with general accident. My existing company was offering around £1500, and everywhere else was over £2000. One company quoted me £9500! Adrian flux said £2500, and the company they passed me on to to get another quote refused to quote me. Insurance is certainly not cheap, but it helps to shop around.

Jeez that seems steep - i would expect to pay that for a high end performance car - my 1.8 Turbo fully comp -albeit limited to 4,000 is 370 ish - from Adrian Flux - but Admiral were only £15 more.

Raspberrycai · 30th March 2019, 16:25

Quote:

Originally Posted by Yorkshire GOC

Jeez that seems steep - i would expect to pay that for a high end performance car - my 1.8 Turbo fully comp -albeit limited to 4,000 is 370 ish - from Adrian Flux - but Admiral were only £15 more.

It's because of my age and also where I live, on one hand I probably shouldn't have bought a rover, but it's actually not too much more to insure than a smaller engined car. My friend who's the same age as me has a 1.2 fiesta mk6 and is paying £900 for 3000 miles. I enjoy driving the Rover though so in my opinion it's worth the few hundred quid more.

macafee2 · 30th March 2019, 17:40

Quote:

Originally Posted by Darcydog

I really don’t EVER, EVER, ever! - get this $hite from my Independent Broker. An FCA approved guy who gets me a good deal each and every year and on the one occasion I needed to make a claim - was there to help me and was truly fantastic.

Why people use the comparison sites that charge huge sums to allow cr@p providers to rip people off EXACTLY as outlined above is beyond me.

And yet every month or two we get “another insurance thread” bleating on about how bad the various companies are.

Errrrrr! - Hello........

We all know that - why not find a good localnational specialist broker to work for YOU! - rather than pay a huge sum to a CGI Merkat whose sole aim is to rip you off?

share you man details with us and the forum may supply him with some business

macafee2

27th March 2019, 07:42	#1
solarsailor Posted a thing or two 75 Saloon 1.8T Club SE Join Date: Jun 2016 Location: Colchester Posts: 1,225 Thanks: 87 Thanked 653 Times in 344 Posts	Another Insurance Thread This morning I received a renewal quote for my insurance - due in April - which has magically risen from £191.36 last time round to a whopping £304.42 if I let it auto renew - an increase of 58% (the robbing bar stewards). It's definitely time to flex my fingers and start hitting the comparison sites. __________________ This vehicle was born on Wednesday June 4th 2003 @ 08:24:38 This vehicle was the 73,905th 75 to run off the production line, out of 112,381 This vehicle was the 1,862nd 75 1.8 T Club SE to be made out of 3,980 This vehicle was the 6,856th 75 in Wedgewood Blue to be made out of 7,515 Wedgewood Blue 75s

27th March 2019, 18:54	#3
topman This is my second home MG ZT-T 190 Join Date: Jun 2009 Location: Lincolnshire Posts: 5,493 Thanks: 372 Thanked 647 Times in 534 Posts	I always assume mine will go up and have a look online each year. Just take it as a given you'll have to search around for quotes. __________________ Like being creative? http://www.qwghlm.co.uk/toys/dailymail/

27th March 2019, 19:54	#5
topman This is my second home MG ZT-T 190 Join Date: Jun 2009 Location: Lincolnshire Posts: 5,493 Thanks: 372 Thanked 647 Times in 534 Posts	I just ignore the renewal and it reminds me to search. All done in a few minutes, horses for courses. __________________ Like being creative? http://www.qwghlm.co.uk/toys/dailymail/

30th March 2019, 15:05	#7
Raspberrycai Avid contributor Rover 75 Saloon, Merc 190E 1.8, '91 Yamaha SR125 Join Date: Oct 2016 Location: Chester Posts: 193 Thanks: 85 Thanked 60 Times in 36 Posts	I've just got my insurance sorted - £1255 for 8000 miles with general accident. My existing company was offering around £1500, and everywhere else was over £2000. One company quoted me £9500! Adrian flux said £2500, and the company they passed me on to to get another quote refused to quote me. Insurance is certainly not cheap, but it helps to shop around. __________________ 2004 Rover 75 Saloon - Connoisseur S.E - 2.0 Diesel CDTi - Platinum Gold - Auto. 1991 Mercedes 190E 1.8 (Nico) / 1991 Yamaha SR125 (David) This vehicle (Nigel) was born Wednesday, 15th September 2004 @ 08:14:39 and was the 103,810th 75 to run off the production line, out of 112,381 - This vehicle was the 3,096th 75 CDT Connoisseur SE (135) to be made out of 4,744 - This vehicle was the 303rd 75 in Platinum Gold (code: MCN) to be made out of 1,685 Platinum Gold 75s

30th March 2019, 13:35	#6
davidm_uk Regular poster R75 CDTi Saloon (53 reg) Join Date: Jul 2008 Location: St Albans, Hertfordshire Posts: 78 Thanks: 3 Thanked 2 Times in 2 Posts	Last year my wife's insurance (2006 VW Golf) went up by around 20%, so I went onto her insurance co website, put in all her/car details (except reg no.) and got a quote lower than even her previous year. Phoned up their renewal line, explained what I'd done, answered a few check questions to make sure it was like for like cover, and they matched the online quote with no argument. Just done exactly the same again this year, and got her insurance down way below what she was paying in 2015 (no change in circumstances). I had a quick look at a couple of comparison sites and their lowest quotes were around the same figure, so have stayed with the same company. Can't do any harm to try this, if other than the price you're reasonably happy with you existing provider.