so gutted

[sf8752]

im so gutted that i learned today that my holiday to greece with xl travel next week has gone down the tubes coz company has gone bust

steve......

[GreyGhost]

That's very bad news Steve, hope you can get your money back and make other arrangements.

[JohnDotCom]

As said in the XL thread,
200,000 will miss their holidays as well as 85,000 stranded around the World right now.
Some people tonight who haven't been able to get home have been told to pay for their rooms or get out as Hoteliers haven't been paid either!

Very sorry to hear of your Problems.
I hope you can get a full refund and take a Holiday later.
They will of course cost a lot more.

[skiduck]

did you pay by credit card?

and can someone tell me why you have more guarantees/rights paying by credit card than by debit card? I don't understand that at all.

[Dragrad]

Originally Posted by skiduck

did you pay by credit card?

and can someone tell me why you have more guarantees/rights paying by credit card than by debit card? I don't understand that at all.

Third party issues. Bit more complicated, financially. Am not an "expert" by a long shot. But, from what I've understood, when you pay by debit card, the funds are there and you pay up front. When you use a credit card, the card company pays the end user and not you. Therefore, the onus of payment/recovery is on the card company, not you. Your transaction is with the card company. The end result is that the card company has to claim any "refund" and not you.

There are a number of legislative procedures in place to protect you when you pay by a third party (the credit card company). And that's why it is better to pay via credit card than a debit card.

Sometimes it works....... but read the small print on your card issuer....some stink!!

[GreyGhost]

The credit card company will in some circumstances guarantee the transaction. When paying by debit card there are no such safeguards offered by your bank.

[skiduck]

yep - I know that there is a third party involved in the credit card transaction, but is a bank not a thrid party in a debit card transaction.

Morally, a debit card is "more honest" as you have not borrowed the money to pay for goods or services, therefore I think you should get more of a safeguard against any dubious or fallout transactions, if you get what I mean.

[JamesP]

Copy & pasted from their website,


XL Leisure Group Plc, XL Airways UK Limited, Excel Aviation Limited, Explorer House Limited, Aspire Holidays Limited, Freedom Flights Limited, Freedom Flights (Aviation) Limited, The Really Great Holiday Company plc, Medlife Hotels Limited, Travel City Flights Limited, Kosmar Villa Holidays plc – All in Administration (the Companies)

On 12 September 2008, Alastair Beveridge, Nick Cropper, Simon Appell and Stuart Mackellar were appointed as Joint Administrators of the Companies by the Court.

The Companies entered into Administration having suffered as a result of volatile fuel prices, the economic downturn, and were unable to obtain further funding.

The Joint Administrators cannot continue trading the business and therefore all flights operated by the Companies have been immediately cancelled and the aircraft grounded. Going forward, the Joint Administrators are unlikely to be able to trade the business or operate the aircraft.

All passengers who have yet to commence their travel should make alternative arrangements as detailed below.

France and Germany
The French and German divisions of the XL Group continue to trade as usual.

Customers booked with XL Leisure Group ATOL tour operators
The following tour operators held Air Travel Organiser’s Licenses (ATOL) and customers that purchased air holidays and flights from them will be ATOL protected. Full details are on the Civil Aviation Authority's (CAA) ATOL website (www.atol.org.uk):

The Really Great Holiday Company PLC - ATOL 3827
Trading as: Cruise City, Excel Holidays, The Florida Skytrain, Transatlantic Vacations, Travel City Direct and Travel City International
Kosmar Villa Holidays PLC - ATOL 1760
Trading as: Kosmar Holidays

Freedom Flights Limited - ATOL 5296
Trading as: Freedom Flights
Aspire Holidays Limited - ATOL 6536
Trading as: Aspire Holidays
Customers currently abroad
You should be able to stay in your hotel or villa and complete your holiday. In most cases, your accommodation provider will be paid direct by the CAA so you will not incur any additional expenses. If you need to make any payments for items like hotels or transfers, you should obtain a receipt as far as possible. The CAA will be able to consider claims for refunds for these amounts.

A flight will be arranged to bring you home by the CAA. You can check with your holiday representative for information about any changes to your flight arrangements, or check on the ATOL website (www.atol.org.uk). For those customers in particular distress please contact the CAA’s help line on telephone number +44 (0) 2891 856 547.

Customers with advanced bookings but yet to travel
All passengers who have booked through a travel agent should contact that agent in the first instance who will be able to assist you in making a claim on ATOL. If you booked directly with an XL Group company than please contact ATOL directly.

ATOL may be able to provide an alternative arrangement. Further information is available on the ATOL website (www.atol.org.uk).

Customers booked with XL Airways Through XL.com or XL Call Centres
Unfortunately, customers who booked either through xl.com or xl call centres are not ATOL protected. Consequently, you will be ineligible for a refund from ATOL in respect of your flight.

Customers currently abroad
The CAA will be able to make arrangements for your return journey. As you fall into an unprotected category of customers you will be invoiced a fee on your return to the UK. Please check on the ATOL website (www.atol.org.uk) for details or go to the local airport ticketing desk where they will be able to make arrangements and inform passengers of the likely costs.

Alternatively, you may be able to find a flight better suited to your needs by making your own, independent arrangements to return home. The CAA is not in a position to cover the costs of your own arrangements. For all new bookings please ensure you retain your receipts.

If you are owed money as a result of incurring costs to return to the UK please send details of the amount owed to you by the Companies to Kroll Limited, Wellington Plaza, 31 Wellington Street, Leeds LS1 4DL.

Customers should check their travel insurance policy since it may provide cover for airline or accommodation failure. The type of protection provided may also vary depending on the type of policy taken out. A policy may cover the complete or partial cost of the original tickets or accommodation purchased.

If you paid by credit card, you may be protected by Section 75 of the Consumer Credit Act 1974. If you paid by Visa debit card you may also have some protection. You should check with your card issuer for further advice.

In the event that you wish to organise your own return travel, detailed below are a list of potential alternative carriers:

First Choice – 0871 200 7799
Thomas Cook – 0870 750 0119
Thomson – 0871 231 5938
Further information can be obtained from the Administrator’s help line as follows:

From the UK – 0800 068 8991
From Abroad - + 44 208 242 4783
Customers with advanced booking but yet to travel
All flights have been cancelled and will not be rescheduled.

Customers of Medlife Hotels
Unfortunately, customers who booked through Medlife Hotels are not ATOL protected.

Customers currently abroad
You may be able to stay in your accommodation and complete your holiday. Please contact your relevant travel agent.

Customers with advance bookings but yet to travel
All holidays through Medlife Hotels have been cancelled and the Joint Administrators are not in a position to refund you in respect of these cancelled holidays.

If you are owed money as a result of a cancelled holiday please send details of the amount owed to you by the Companies to Kroll Limited, Wellington Plaza, 31 Wellington Street, Leeds LS1 4DL.

Customers should check their travel insurance policy since it may provide cover for accommodation failure. The type of protection provided may also vary depending on the type of policy taken out. A policy may cover the complete or partial cost of the original tickets or accommodation purchased.

If you paid by credit card, you may be protected by Section 75 of the Consumer Credit Act 1974. If you paid by Visa debit card you may also have some protection. You should check with your card issuer for further advice.

[Dragrad]

Originally Posted by skiduck

yep - I know that there is a third party involved in the credit card transaction, but is a bank not a thrid party in a debit card transaction.

Merely a functionary of your assets. No risk to them. You have the money, it is up to you how you spend it. With credit cards you are using a third party's money by agreement, but as stated you are "protected" because you are not the one making the payment to the end user. The responsibility of the payment is on the credit card issuer. Bit more complicated than that, but that is the easiest way to put it..

[skiduck]

I see where you are coming from Drag, but our money in a bank is not our own, unless we pay by gold etc. So in theory, the do act as a third party shifting money from one account to another, albeit a figurative excercise.

Do pre-paid credit cards get the same rights as normal credit cards?