Got rear shunted tonight!

jcsmith · 18th March 2016, 22:29

I have a conni cdti auto 95k miles. Got a low speed shunt tonight, back bumper broken, But the boot seems to be working although sticky. Insurance warning me the car might be written off!

maxxpump · 18th March 2016, 22:32

Don't let the car out of your sight and source a new bumper for it! insurance would give you pittance for the write off. and you can get a new bumper for around £50!

trebor · 18th March 2016, 22:37

as above keep it at home and get a valuation of your car ( as if it hadnt been shunted ) ready for when the assessor comes round, exactly same happpened to me 12 months ago and i accepted a payout and kept the car which i then got repaired

jcsmith · 18th March 2016, 22:40

Thanks max, Will check it out with mg rover garage when I get back up north.

Stuck in the countryside right now with a mission to find a local garage, just to check it over, tomorrow morning...

K 9 · 18th March 2016, 22:44

Quote:

Originally Posted by maxxpump

Don't let the car out of your sight and source a new bumper for it! insurance would give you pittance for the write off. and you can get a new bumper for around £50!

Sorry to hear of you misfortune. Hope no one was hurt! I know it is unlikely to come as much consolation but it is only rubber and tin and worst case that can be replaced.

I have to say I agree with the comment above. Insurance Co. wouldn't blink an eyelid at writing it off.

My pal had an Octavia VRS that suffered similar damage. Insurance co were constantly trying to take it away for "assessment". I'd suggest any insurance assessor comes to you and if they insist on writing it off, try and get the car thrown in as part of the settlement. You could repair the damage yourself and get back on the road. Will probably be a CAT D but the alternative would probably be a fairly paltry pay out.

Best of luck!!

Ravinder · 18th March 2016, 23:02

Sorry to hear this. Nothing too serious, thankfully.

jcsmith · 19th March 2016, 07:12

The boot is warped, as well as the bumper broken they are definately going to try to write it off. The initial assessment seems to be done by email, as I am not at home, so I can keep this connie away from the scrappers.

Kennyeth · 19th March 2016, 07:41

Defo keep the car where you know it`s safe and secure at home.
Plenty of bumpers around and you might even get one colour matched, put a request in the "Items Wanted" section on here.
Ken.

trebor · 19th March 2016, 08:04

mine wasnt categorised as Cat D when i bought it back as it was not written off

Darcydog · 19th March 2016, 08:53

Definitely hang onto the car - do not let them take it away - get any assessor to come out to you and if possible film what they do.

If the assessment is cursory and little more than a "look" than it can easily be challenged.

If the Insurance company cut up rough over this - tell them that in your view they are :-

"Not treating you fairly as they are required to do by the FCA (Financial Conduct Authority) "

That usually really gets their attention and you start getting treated properly rather than a box to be ticked.

18th March 2016, 22:29	#1
jcsmith Newbie rover 75 saloon Join Date: Oct 2012 Location: Leeds Posts: 5 Thanks: 0 Thanked 0 Times in 0 Posts	Got rear shunted tonight! I have a conni cdti auto 95k miles. Got a low speed shunt tonight, back bumper broken, But the boot seems to be working although sticky. Insurance warning me the car might be written off!

18th March 2016, 22:32	#2
maxxpump Posted a thing or two Rover 75 CDT Join Date: Aug 2014 Location: Brighton Posts: 1,786 Thanks: 215 Thanked 244 Times in 205 Posts	Don't let the car out of your sight and source a new bumper for it! insurance would give you pittance for the write off. and you can get a new bumper for around £50! __________________ Mods done: 160 upgrade, EGR bypass, Viton "O" rings, Fitted 16" unions, cleaned manifold, uprated air filter, fog lights, better bulbs, upgraded ICE and full speaker set up. Last edited by maxxpump; 18th March 2016 at 22:47..

18th March 2016, 22:37	#3
trebor This is my second home Rover 75 CDTi Connoisseur SE & MG ZT Saloon 190 Join Date: Jun 2007 Location: Coven Posts: 12,523 Thanks: 526 Thanked 1,877 Times in 885 Posts	as above keep it at home and get a valuation of your car ( as if it hadnt been shunted ) ready for when the assessor comes round, exactly same happpened to me 12 months ago and i accepted a payout and kept the car which i then got repaired __________________ www.midlandsnanomeets.co.uk Robs Car Gallery Coven near Wolverhampton WV9 2000 Cowley Built Rover 75 2.0 V6 Club SE/ Atlantic Blue/ Sandstone/Walnut (daily driver) 2003 Land Rover Freelander 1 TD4 HSE Helsinki Blue/Black Leather (swmbo daily driver)

18th March 2016, 22:40	#4
jcsmith Newbie rover 75 saloon Join Date: Oct 2012 Location: Leeds Posts: 5 Thanks: 0 Thanked 0 Times in 0 Posts	Thanks max, Will check it out with mg rover garage when I get back up north. Stuck in the countryside right now with a mission to find a local garage, just to check it over, tomorrow morning... Last edited by Dragrad; 19th March 2016 at 01:11.. Reason: Consecutive posts - use the edit or Multi-quote :-)

19th March 2016, 07:12	#7
jcsmith Newbie rover 75 saloon Join Date: Oct 2012 Location: Leeds Posts: 5 Thanks: 0 Thanked 0 Times in 0 Posts	Cold light of day The boot is warped, as well as the bumper broken they are definately going to try to write it off. The initial assessment seems to be done by email, as I am not at home, so I can keep this connie away from the scrappers.

18th March 2016, 23:02	#6
Ravinder This is my second home Rover 75 saloon x2, Rover 75 Tourer x2, Rover 220 Coupe Turbo Join Date: Aug 2010 Location: Kirkcaldy, Fife Posts: 9,036 Thanks: 2,278 Thanked 2,852 Times in 1,718 Posts	Sorry to hear this. Nothing too serious, thankfully.

19th March 2016, 07:41	#8
Kennyeth This is my second home No more Rover Join Date: Apr 2009 Location: Barnsley, South Yorkshire. Posts: 5,881 Thanks: 1,625 Thanked 1,308 Times in 998 Posts	Defo keep the car where you know it`s safe and secure at home. Plenty of bumpers around and you might even get one colour matched, put a request in the "Items Wanted" section on here. Ken.

19th March 2016, 08:04	#9
trebor This is my second home Rover 75 CDTi Connoisseur SE & MG ZT Saloon 190 Join Date: Jun 2007 Location: Coven Posts: 12,523 Thanks: 526 Thanked 1,877 Times in 885 Posts	mine wasnt categorised as Cat D when i bought it back as it was not written off __________________ www.midlandsnanomeets.co.uk Robs Car Gallery Coven near Wolverhampton WV9 2000 Cowley Built Rover 75 2.0 V6 Club SE/ Atlantic Blue/ Sandstone/Walnut (daily driver) 2003 Land Rover Freelander 1 TD4 HSE Helsinki Blue/Black Leather (swmbo daily driver)

19th March 2016, 08:53	#10
Darcydog This is my second home Join Date: Jul 2014 Posts: 5,428 Thanks: 3,123 Thanked 3,170 Times in 2,096 Posts	Definitely hang onto the car - do not let them take it away - get any assessor to come out to you and if possible film what they do. If the assessment is cursory and little more than a "look" than it can easily be challenged. If the Insurance company cut up rough over this - tell them that in your view they are :- "Not treating you fairly as they are required to do by the FCA (Financial Conduct Authority) " That usually really gets their attention and you start getting treated properly rather than a box to be ticked.