|
||
|
||
|
![]() |
#1 |
Gets stuck in
MG ZT-T 260 SE (#491) Join Date: Mar 2010
Location: Rossendale
Posts: 753
Thanks: 94
Thanked 23 Times in 22 Posts
|
![]() As the title suggests, why does our insurance industry have to be so idiotic?!? Just contacted my insurers about adding 2 extra seats in the back of my Vito van (taking it to 5 seats) only to be told that my current insurer will not cover it as it is a "modification"!
![]() ![]() ![]() ![]()
__________________
[SIGPIC][/SIGPIC] My other toys! Holden HSV GTS 5.7 V8. Turboed and Nos '98 Honda Fireblade Mercedes Vito Never mind the power, feel the torque! ![]() |
![]() |
![]() |
![]() |
#2 |
I really should get out more.......
Mondeo ST TDCI Estate Join Date: Jul 2012
Location: Norwich
Posts: 2,834
Thanks: 919
Thanked 358 Times in 284 Posts
|
![]() Annoying it is, but changing the seating in a van is a big issue for insurance companies. It is classed as a van with a max of 3 seats,
increasing the seating opens up a can of worms re safety concerns etc. (in there eyes) Even overloading a passenger car beyond it's designed seating is a insurance and legal issue. Have heard of this problem re Land rovers trying to increase there seating, A Fiat Panda for instance used to be available as a 4 seater or a 5 seater with the extra set of belts an extra, with it being a separate model and therefore a different insurance group. As more owners are modding there 75's/ZT's it never seizes to amaze me what the insurance view is, i suspect i know the answer... Mark |
![]() |
![]() |
![]() |
#3 | |
Gets stuck in
MG ZT-T 260 SE (#491) Join Date: Mar 2010
Location: Rossendale
Posts: 753
Thanks: 94
Thanked 23 Times in 22 Posts
|
![]() Quote:
![]() ![]()
__________________
[SIGPIC][/SIGPIC] My other toys! Holden HSV GTS 5.7 V8. Turboed and Nos '98 Honda Fireblade Mercedes Vito Never mind the power, feel the torque! ![]() |
|
![]() |
![]() |
![]() |
#4 |
This is my second home
December 2004 Rover 75 2ltr CDTi Connoisseur SE HL Tourer Join Date: Nov 2006
Location: Aldershot
Posts: 74,464
Thanks: 2,431
Thanked 3,015 Times in 2,347 Posts
|
![]() I think it may be the risk factor the more passengers that you carry the greater the risk
__________________
][SIGPIC][/SIGPIC] My Pearl Black Beauty Best regards Lilian and Derek Club Member No. 96 / Forum User No. 111 REGISTRATION to the club as a member FREE, FULL MEMBERSHIP is £10 WE WILL REMEMBER THEM |
![]() |
![]() |
![]() |
#5 | |
Gets stuck in
MG ZT-T 260 SE (#491) Join Date: Mar 2010
Location: Rossendale
Posts: 753
Thanks: 94
Thanked 23 Times in 22 Posts
|
![]() Quote:
![]()
__________________
[SIGPIC][/SIGPIC] My other toys! Holden HSV GTS 5.7 V8. Turboed and Nos '98 Honda Fireblade Mercedes Vito Never mind the power, feel the torque! ![]() |
|
![]() |
![]() |
![]() |
#6 |
Posted a thing or two
Rover 75 Tourer Join Date: Nov 2006
Location: Malpas
Posts: 1,526
Thanks: 34
Thanked 118 Times in 89 Posts
|
![]() Moronic insurers ???? Never !! They are here to make money any way they can, and they're doing quite well thank you .
Its US the customers who are the morons, who to put up with such money grabbing practices. (But I cant see a way out of it ! ) ![]() |
![]() |
![]() |
![]() |
#7 |
Avid contributor
MG ZT Join Date: Oct 2012
Location: Newcastle upon Tyne
Posts: 139
Thanks: 44
Thanked 12 Times in 10 Posts
|
![]() The insurance companys are only intrested in one thing, getting your money, although I must admit, sometimes we dont help ourselves by uprating engines without uprating things like brakes, suspension and tyres. I remember attending a local classic car, club night, some time ago when an Insurance claim inspector gave a talk on modernising older vehicles, it was frightening what people do to there vehicles (with the best of intentions) only to find that when they are involved in an accident, would you believe, they dont get paid out, in fact sometimes they end up paying the third party compensation. If only the insurance companys could show some understanding and common sense as is obviously missing in the ''extra seat'' case.
|
![]() |
![]() |
![]() |
#8 | |
Gets stuck in
MG ZT-T 260 SE (#491) Join Date: Mar 2010
Location: Rossendale
Posts: 753
Thanks: 94
Thanked 23 Times in 22 Posts
|
![]() Quote:
![]()
__________________
[SIGPIC][/SIGPIC] My other toys! Holden HSV GTS 5.7 V8. Turboed and Nos '98 Honda Fireblade Mercedes Vito Never mind the power, feel the torque! ![]() |
|
![]() |
![]() |
![]() |
#9 |
This is my second home
75 model car Join Date: Apr 2011
Location: Newcastle upon Tyne
Posts: 20,203
Thanks: 4,008
Thanked 5,083 Times in 3,114 Posts
|
![]() I have similar tripe from them,a few years ago,I had a van with lpg,the insurance never mentioned it when I gave them the reg no,so neither did I . Afer a week or so,i thought I had better enquire if they knew about the lpg,they didn't,and then told me the current insurer would refuse to continue the policy,and I had 7 days to find another. Eventually,I did, but had to get the vehicle inspected and certified by lpg engineer before they would issue the policy.
Another one,I carry a water tank in the back of my van for my job,if it was secured to the vehicle frame by bolts to the chassis,as thee proffesional systems are,I would have trouble getting cover ,as that is a modification,even though it would have been proffesionally fitted,and in the event of a crash, would not move. So now ,I have a removable tank,secured to the bulkhead by strong ratchet straps, still had quotes for renewal of over £500 tptf,28 yrs driving,25 yrs ncb,clean licence,and in my mid 40s,crazy ![]()
__________________
Cheers. Rich… |
![]() |
![]() |
![]() |
#10 | |
Gets stuck in
MG ZT-T 260 SE (#491) Join Date: Mar 2010
Location: Rossendale
Posts: 753
Thanks: 94
Thanked 23 Times in 22 Posts
|
![]() Quote:
![]()
__________________
[SIGPIC][/SIGPIC] My other toys! Holden HSV GTS 5.7 V8. Turboed and Nos '98 Honda Fireblade Mercedes Vito Never mind the power, feel the torque! ![]() |
|
![]() |
![]() |
![]() |
|
|