Quote:
Originally Posted by hinged_bap
I did check my policy and it contained words to the effect of:
" the insured may drive another car not belonging to them and not hired to them"....
No where did it say "providing it is insured in its own right by the registered keeper" - or anything even coming close.
I was unsure myself, thats why I rang my insurers, did the answer I receive from them was made on assumption that: "it was insured in its own right" i wonder.
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I would look at this slightly differently. Unless the policy states that the insured may drive another car .......even if it is not insured in its own right, I would assume that it must be insured in its own right.
Also, if the insurer confirmed that the other car does not need to be insured I would want this confirmed in writing. I suspect you are unlikely to secure this as it seems counter to the intent behind the rules on taxing a car etc.