I believe thats because once you have claimed once you are more confident in doing so again, rather than the fact that you are at higher risk of having an accident. Even IF thats the case, and im not sure I believe them, it shouldnt be allowed as a statistic used for insurance.
Ive always believed that everyone should pay a flat fee that only increases IF you claim and only if you are at fault.
__________________
[SIGPIC][/SIGPIC]
|