Quote:
Originally Posted by James.uk
My CCard is paid up in full monthly from my currant account, it costs me nothing, and provided I have enough funds in my account it will never be a problem.. 
I like the system as it allows me to use their money for a month innit.. heh heh. 
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Does your current account pay interest?
My current account / Debit account earns no interest. so I keep no money in it, maybe a few pounds - topped up when the CC bill is due. It is just used as means to pay the credit card off, a sort of middleman. All money in and out goes into an Halifax account which pays (some) interest, a Web Saver which I can use at the ATM when I need cash. This one is in all but name, my 'current account'.
Other than those, to add to the general confusion, I have other accounts with Halifax and with other banks.
It just seems daft to me, that I should have so much stashed away with them, but that I'm paying penalties for not getting the money moved into the correct account in time.