Tescos amongst others are doing a little bit of extra profiteering during renewals. They obviously hope you will think the quote is competitive like last year and simply pay up.
When you first buy from them typically the price is about as low as you can get or you have got to the point where you are fed up phoning around
but the following year the renewal price may be somewhat higher
It always, always pays to go on-line to whoever you are with and run through a fresh on-line quote in most cases it will be cheaper than the renewal you received in the post
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