Quote:
Originally Posted by Dawn
I still only earn basic and am on my own. I cant afford to pay more in or employ a pension advisor. I scrimp and save to do what I do now. I did get a forcast. It gave me the standard rate but then underneath warned the Serps would be taken off. It looked like £20 but I am no expert. My entire pension will only earn me that atm - so I am worse off by far from opting out as most of my pension fund came from my contributions not serps. So it feels luke Iv'e paid a bit in all my life and for nothing.
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Dawn, I can recall the serps situation. It was all the rage selling in the bank I used at the time, 25 years ago. I didn't do it and glad now i didn't. But recently have seen ads for compensation for these schemes, in a similar way to ppi (and certain endowment mortgages). It may well seem like you would have a case for being missold. It could be worth a quick Google to see if such things do in fact exist.
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