My take on this:
You should be informed of the potential cost of a diagnosis, therefore if the diagnosis shows the U/G components are not the fault then you have to pay for it. It then should be obvious that if the diagnosis does indeed pinpoint the fault to the U/G components then it is F.O.C.
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Dave...
Lost a few stones  and a Gall Bladder and part of a bile duct and all of my dignity in the suppository incident
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