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Originally Posted by P-Nut
Surely you can get a whole new policy cheaper than that.
Also how do they know what mileage you started the year at?
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Unfortunately it's the cheapest I can get till April. I'm stuck with it too because I really need my first year of no claims discount and if I cancel or switch my insurance I'm fairly certain I don't get it. Without a year of no claims discount my insurance would be much more expensive at renewal.
The reason it's so high is because of my age (18) and because this is my first year of insurance since passing my test, so next year it will be a lot cheaper (Around £1300 for 7000 miles). Also, they know how many miles I've driven because I have a black box policy which tracks where my car is, including how many miles I've driven. I have an overwhelmingly negative opinion of black boxes, but without them insurance is over £1000 more.
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Check your insurance details.
Mine say that if you go over the mileage allowance you are still insured, but only for the legal minimum.
So ... I'm guessing that's 3rd party.
For me when I was shopping around, I TRIED to get 3rd party insurance but it was more expensive than comp *shrugs*
So for a car that I would get zero on if I wrote it off, what difference does it make?
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unfortunately, my insurance company isn't so lenient...
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Before you run out of available miles you will be contacted by
us and offered one of the following options:
• you may purchase Top Up Miles for an additional
premium. The premium for Top Up Miles is based on your
current Driving Style Score.
• you may leave your car securely parked for the remainder
of the current period of insurance.
• you may cancel your policy. Please see the charges
and fees section of the website for the cancellation fee
applicable.
Your failure to agree to one of the options detailed above
will result in us cancelling the policy by giving you 7 days
notice at your last known address as soon as the amount of
available miles has been exhausted.
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I think the best option of those 3 would be to leave it parked up.