[LeRich]

Never accept your renewal. Renewal quotes are always far more expensive than new business as they rely on complacency and never reward loyalty. It is so easy to shop around for insurance and save a fortune.

I always buy my insurance via a cashback provider such as Quidco or Topcashback. I recently re-insuranced the 75 and our Mazda 6. Both cars were on an Admiral Multicar policy (what a waste of time...) with the renewal coming in at £100 more than last year's premium. I've now insured the cars through esure on two separate policies for over £100 less than my combined renewal and will earn £90 cashback via Quidco on top.