Quote:
Originally Posted by Dawn
I have also been told because I contracted out with SERPS for a few years I won't get full pension. The thing that REALLY annoys me, is that by the time I retire I will have OVER my full 35 years contributions not counting the SERPS time, so how can they justify taking money off me.
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That’s a fair point.
I worked for the Local Electricity Company for 25 years, all of them contracted out, but I have 15 odd years not contracted out.
So is the pension forecast accurate?
I use the HMRC website and log in.
I wonder how often it’s undated?
With only 4 years left until I am 66 - not much time to rectify any mistakes.
Perhaps it will all sort itself out, but anyone out there either just about to receive the pension or just started to receive.
Has it all worked out as you imagine?