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wullie480 · 7th February 2018, 08:46

Sorry to hear your cars been damaged it's not a nice feeling when it happens.
You are right to worry as most likely the insurance will deem it a total loss but won't be Cat C or D it'll be Cat N I'd expect as the categories changed last year,
To S & N for Structural & Non Structural.

As for paying for repairs out of his pocket he may have though it would be £200 - £300 & will no doubt get a fright when the quote is around £1000 plus to repair.

I'd got the insurance route by claiming off his insurance but you will need to notify your own insurance & they may also ask for an incident number so has it been reported to the police?

7th February 2018, 08:46	#27
wullie480 This is my second home 1 Join Date: Dec 2010 Location: Banned Posts: 5,195 Thanks: 528 Thanked 1,022 Times in 786 Posts	Sorry to hear your cars been damaged it's not a nice feeling when it happens. You are right to worry as most likely the insurance will deem it a total loss but won't be Cat C or D it'll be Cat N I'd expect as the categories changed last year, To S & N for Structural & Non Structural. As for paying for repairs out of his pocket he may have though it would be £200 - £300 & will no doubt get a fright when the quote is around £1000 plus to repair. I'd got the insurance route by claiming off his insurance but you will need to notify your own insurance & they may also ask for an incident number so has it been reported to the police? __________________ [SIGPIC][/SIGPIC]