When I was in IT before retirement, I constantly astonished me how people just trusted computers/websites/whatever with stuff that REALLY mattered. One senior manager in the insurance company I worked for kept all her stuff on her ancient Compaq P166 (well… that was a while ago…) despite my nagging her to put it on the server, which was backed up every night.
She wouldn't, because she felt that other people might get access to her stuff – I didn’t think it advisable to let her know I could access the data on her computer any time I wanted anyway, if she didn’t encrypt folders etc.
The day came when her hard disk crashed, and she asked me to get her stuff back – it was a hard crash, so I couldn’t, and she went mental, telling me she had lost two years’ budget work, like it was my fault.
Anyway, the moral with data (pics etc) is: if it matters, it MUST be in (at least) two places, eg PC and USB stick, or PC and cloud. That way, you lose one, you still have the other