I have a final salary company pension from Land Rover and was contracted out of the enhanced state scheme. At the moment that bit of the company pension funded by being contracted out is paying more than I would have got from the state if I had been 'Not contracted out' . As I understand it, if in the future , should that bit of my company pension fall below what I would got from the state, it will be topped up by the state pension. Hope that makes sense. It means I am better off at the moment but I don't loose out if that bit of my company pension fall below the state one. Pension rules are very complicated and proper advise is essential
Last edited by RoverP480; 24th September 2019 at 10:37..
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