I'm afraid I've zero sympathy.
Personal choice has consequences.
You chose to go out and buy something and now you can't afford to pay for it.
I guess the finance company will repossess and sell the car to recover their money and there will be no car for the student. Tuff.
Hopefully it'll be a lesson learned.
It's not always someone else's fault!
How many really good R75's could you buy for £20K?
Andy.
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