[wraymond]

I take care of each and every household expense by making a monthly DD transfer to Celia’s account as we have always done since 1963.

When she, finally, started getting her state pension it naturally was paid into her account. She now has a much healthier account than do I.

When the subject is tentatively raised just in passing conversation, like you do, I get that pitiful, I might even say scornful, maybe even withering, look. After a meaningful and curiously challenging pause comes the tragic ‘Riiight, after my funeral money now are you?’. Have to agree somehow it makes sense and I have no choice but to give in.

What beats me is how that lovely innocent charming young girl became able to so easily outdo this onetime hard-nosed financial consultant.