Whats everyones insurance - The definative thread
 

Seems to be one that everyone talks about on a regular or semi regular basis, so it seems good sense for me to start a thread based on insurance.

So ive produced a form for everyone to copy and past and then people can see whos getting what quotes and where to maybe go for similar deal.

What car are you insured on?
What company are you insured with?
What is your insurance costing you? £
What age are you?
What gender are you?
What country/area do you live?
How many years ncb?
Is it protected?
Car value?
Whats the millage limitations?
Any policy restrictions / benefits?
Fully comp / third party etc?
Penalty points?
Declared mods?

For me, this years quote where shocking. Was with the Post Office, but I wasnt going back to them after they made a massive admin error that caused me NOT to be on the motor insurance database.

For nearly 8 months despite the fact my direct debit was coming out, if I hadn't of tried to tax my car over the phone in January I wouldn't have known. God knows what would have happened in an accident!

Anyways, after much quoting Greenlight have done me VERY proud. Will be renewing the 5th of March with them. Axa NI where very good, getting me down to £520 but they now dont cover lowering of any sorts on their new or renewed policies and with coilover plans they where a no go for me sadly.

What car are you insured on? - MG ZT 160+ V6
What company are you insured with? - Greenlight (NI RMS Club member Discount 10%)
What is your insurance costing you? - £483
What age are you? - 28
What gender are you? - Male
What country/area do you live? - Northern Ireland / Antrim
How many years ncb? - 7
Is it protected? - Yes
Car value? - £3000 agreed value
Whats the millage limitations? 12000 miles pa
Any policy restrictions / benefits? - Breakdown cover, insured to drive any other insured car up to value of £25,000 third party, legal cover, windscreen etc
Fully comp / third party etc? - Fulls comp
Penalty points? - None
Declared mods? - All (including sill covers, rear spats, splitter, exhaust, upgraded brakes, air filter, head unit, mg7 lights etc)

Prehaps an admin team member could make this a sticky somewhere when it grows?

What car are you insured on? MG ZT-T 190
What company are you insured with? Equity Red Star / Adrian Flux
What is your insurance costing you? £450 approx annually
What age are you? 30
What gender are you? Male
What country/area do you live? North Oxfordshire
How many years ncb? 8
Is it protected? Yes
Car value? £5000 ( not changed since purchase )
Whats the millage limitations? 8000 declared but unlimited
Any policy restrictions / benefits?
Fully comp / third party etc? Fully comp
Penalty points? None
Declared mods? Non standard paintwork and stainless exhaust.



Hoping I won't get silly quotes this year. Due for renewal end of March. :confused:

What car are you insured on? 2000 75 CDT
What company are you insured with? Equity Redstar
What is your insurance costing you? £180 (£220 with £40 cashback)
What age are you? 44
What gender are you? Male
What country/area do you live? Co. Armagh, Northern Ireland.
How many years ncb? 19
Is it protected? Yes
Car value? 3000
Whats the mileage limitations? 15000
Any policy restrictions / benefits? Breakdown cover, legal assistance.
Fully comp / third party etc? Fully Comp
Penalty points? No
Declared mods? Towbar. All other mods (i.e. leather seats, auto dimming mirror, fog lights, etc ignored as they were factory options)

What car are you insured on? 2003 cdt tourer
What company are you insured with? http://www.ecarinsurance.co.uk/
What is your insurance costing you? £ 281
What age are you? 41
What gender are you? Male, only driver.
What country/area do you live? Dundee DD8
How many years ncb? 23
Is it protected? Yes
Car value? £2500
Whats the millage limitations? None but claimed 15 000 a year
Any policy restrictions / benefits? Breakdown, legal
Fully comp / third party etc? Fully Comp.
Penalty points? Nil
Declared mods? None
Excess? £350
Just renewed on the 15th Feb. was dreading renewal but only up £30 from last year and still the cheapest option as the best quote was £272 and not worth the hassle of changing companies to save £9. This is the third renewal with ecarinsurance and been perfectly happy with service and handling of a windscreen claim.:}

What car are you insured on? 2002 R75 CDT 114 Connoisseur
What company are you insured with? Aviva
What is your insurance costing you? £979
What age are you? 19
What gender are you? Male,with Dad on policy as 2nd.
What country/area do you live? S.Staffs. St19
How many years ncb? 2
Is it protected? Nope
Car value? £3000
Whats the millage limitations? 8000
Any policy restrictions / benefits? None i think
Fully comp / third party etc? Fully Comp.
Penalty points? Nil
Declared mods? None
Excess: £1000:eek:

What car are you insured on? 2002 2.5 V6 SE Connoisseur Auto
What company are you insured with? Churchill
What is your insurance costing you? £325
What age are you? 41
What gender are you? Male
What country/area do you live?West Berkshire Newbury
How many years ncb? 10
Is it protected? Yes
Car value? £2000
Whats the millage limitations? 3000
Any policy restrictions / benefits? None i think
Fully comp / third party etc? Fully Comp.
Penalty points? Nil
Declared mods? None
Excess: £250

__________________

What car are you insured on? 2002 ZT-T 180
What company are you insured with? CIS
What is your insurance costing you? £315
What age are you? 58
What gender are you?Male
What country/area do you live? Edinburgh
How many years ncb? 40!
Is it protected? Yes
Car value? £3500
Whats the millage limitations? 5000
Any policy restrictions / benefits? None
Fully comp / third party etc? Full Comp.
Penalty points? None (ever)
Declared mods? None
Excess? £200

Take a deep breath!

What car are you insured on? ZT 180
What company are you insured with? Currently Direct Line, moving to Privilege
What is your insurance costing you? Renewal came through £1039, new quote £909
What age are you? 33
What gender are you? Male
What country/area do you live? Birmingham
How many years ncb? 9
Is it protected? Yes
Car value? £3500
Whats the millage limitations? 8000
Any policy restrictions / benefits? Courtesy car.
Fully comp / third party etc? F/C
Penalty points? None.
Declared mods? None.

I'm off to bite a pillow.

What car are you insured on? 2000 R75 2.0 V6 Classic SE
What company are you insured with? Highway (Brokered by Chris Knott)
What is your insurance costing you? £219
What age are you? 35
What gender are you? M
What country/area do you live? Shropshire
How many years ncb? 10
Is it protected? Yes
Car value? £2000
Whats the millage limitations? 12K
Any policy restrictions / benefits? No restrictions. Includes Legal cover.
Fully comp / third party etc? Fully Comp
Penalty points? None
Declared mods? None (Unless this includes the addition of SWMBO!)
Excess £100 - No voluntary

What car are you insured on? 2004 R75 contemporary 2.5 v6
What company are you insured with? Elephant.co.uk
What is your insurance costing you? £450
What age are you? 50
What gender are you? Male
What country/area do you live? London
How many years ncb? 5
Is it protected? Yes
Car value? £6000
Whats the mileage limitations? 7000
Any policy restrictions / benefits? None
Fully comp / third party etc? Fully Comp.
Penalty points? Nil
Declared mods? None
Excess: £250