Interesting chat.. with my insurer
 

So my insurance is due for renewal next month, so I rang my insurance company and lo and behold I was told (unofficially) my premium will rise slightly, even though I have made no claims, excuses like.. inflation/costs/other driver claims/ blah blah..... And she then asked if I was likely to renew to which I replied " No" no bartering, no discount..... So went online and got some insurance with exact same details,and got fully comp £225.00 cheaper.

It’s always best to do a comparison when your renewal comes in as insurance companies just try it on.

My recent renewal for the Merc was 10% up on last year and after a comparison I saved approx £150

There was some talk about insurance companies being taken to task over this, something like the PPi scandal with banks.

Insurance
 

The best time to get an insurance quote is 21 days before it’s due I watched a programme with Martin Lewis about it .When I tried it I saved £200 when I did a quote for a few days time the price shot up :shrug:hope that helps 👍

It does pay to shop around, set aside the time to do it. I saved £480 last year by switching two cars to SAGA, funny I know but being the other side of 50 did pay!

I’m with the AA for the Rover and last year there was a substantial increase so went on line and found it cheaper so phoned the AA and informed them I’d found a cheaper quote online. They asked who it was so I told them it was the AA :D so they matched their own quote :duh::getmecoat:

I had the same thing with Hastings. They matched their own. Its pathetic really and just a con because some folk just let it auto renew!

That’s the thing though if it’s a small increase we tend to just renew it. They must be making a fortune off of us

Club insurance
 

Does the Rover 75 MG ZT Club itself offer insurance for owners of our cars?

Some clubs offer this? Just wondered.

Its scandalous, there are aprox 38m vehicles on the UK roads and if half of them are paying an extra £10 they are making a lot of money and I suspect it is a lot more than that.

My Uncle was on auto renew with an insurance company, I noticed the paperwork on his kitchen table and asked him why he was paying so much to insure his Metro ( it was in the 90's). He did some enquiring and he reduced his premium on a 1.3 Metro from over £700 to under £200.

I always shop around now, not because I'm particularly bothered about a small price increase, but more so that loyalty is not rewarded in any way shape or form by insurance companies.

I had a telephone conversation with my current insurer, in which I stipulated that they contacted me at least four weeks in advance of the renewal date with a price, the reason for this is the previous company sent out their renewal a week before the due date giving little or no time to obtain rival quotes.

While my situation is slightly unusual in as much as I use a specialist broker, rather than a mainstream insurance company, I can relate totally to the more "normal" customer having issues.

My wife when I changed her car from a Connoisseur SE Tourer to a Classic SE saloon, was hit with a charge of over £250 for the change in car, for the remaining three months of cover :eek:

I rang up to see why there was such a big hike, and not simply an admin charge, their reply was "it's a diesel car, and different to the one she was previously driving, so this represents a greater risk"

I asked what the renewal figure was going to be, and was told a figure in excess of £400.......to which I replied I would like to cancel the policy as I've already arranged a full years fully comprehensive cover at less than the price of the increase for 90 days, to which they replied you do realise she will lose the proportion of her NCB for that year.......so what? she has full NCB with over 20 years since any incident, and I asked for her proof of NCB to be posted out.

So I insured her with her "new" insurer, which just happens to be exactly the same company she had been with for three years, at less than the previous years premium.

It's all a load of cobblers, they just make it up as they go along in the hope that inertia, and a lack of savvy will keep the sheeple paying through the nose.

Brian :D